Champaign County property record for 402 S Adams St, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.314 acres (13,685 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,813 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-326-011 |
| Primary APN | 19-27-23-326-011 |
|---|
| Lot Area | 13,685 sqft (0.314 acres) |
|---|
| Street Address | 402 S ADAMS ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS PT 1, PT 2, PT 3 BLOCK 1 MOWRYS 1ST ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | MOWRYS 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 10901 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 S ADAMS ST, PHILO, IL 61864-9615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit MARINE BANK SPRINGFIELD |
| Jul 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2019 |
| Transfer Doc | 0000010331 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 402 S ADAMS ST, PHILO, IL 61864-9615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 402 S ADAMS ST, PHILO, IL 61864-9615 |
| Document Number | 0000017637 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022R17637 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 2, 2019 |
| Property Address | 402 S ADAMS ST, PHILO, IL 61864-9615 |
| Document Number | 0000010331 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 10331 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 402 S ADAMS ST PHILO IL 618649615, PHILO, IL 61864-9615 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,810 (+25.05%) Land $6,270 Building $51,540 | $173,430 (+25.05%) Land $18,810 Building $154,620 | |
| 2024 | $2,813.00 (+10.1%) | ||
| 2022 | $2,555.00 Homeowner's exemption | $46,230 Land $5,010 Building $41,220 | $138,690 Land $15,030 Building $123,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: MF Wireless, Watch TV.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures