404 River Summit Dr, Simpsonville, SC 29681 Property Records

Greenville County property record for 404 River Summit Dr, Simpsonville, SC 29681

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,720 sqft · built 2008
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Oct 2020)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0550.26-01-157.00`

Property Details

APN / Parcel Number

Primary APN	`0550.26-01-157.00`
Alternative APNs	`202200005118388001` `202300005262088001` `202400005416188001` `202500005268088001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,720 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	202500005268088001
Street Address	404 RIVER SUMMIT DR
City	SIMPSONVILLE
State	SC
Zip	29681-6566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	185,PH2B PH2B
Legal Subdivision	CREEKWOOD
Legal Block	01
Legal Lot Number	157.00
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREENVILLE
Census Block Group	1
Census Block	1014
Census Tract	2822

Owner

404 River Summit Dr is owned and occupied by an individual who acquired it in April 2024.

Source: Greenville County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 15, 2019	Grant Deed, Transfer · Line of Credit PRIME LNDG
Jun 19, 2017	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	202083984
Deed Book / Page	2605 / 5951
Last Transfer Date	Apr 26, 2024
Transfer Doc	02717/4620
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENVILLE SC
Recording Date	Oct 13, 2020
Property Address	404 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566
Document Number	02605/5951
Book / Page	2605 / 5951
Map Reference	MB 1054 PG 83
Instrument Date	Sep 15, 2020
Instrument	2020083984
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566

Mortgage

Document Number	2020083985
Date	Oct 13, 2020
Instrument	2020083985

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENVILLE SC
Recording Date	Aug 15, 2019
Property Address	404 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566
Document Number	2573/1799
Book / Page	002573 / 001799
Instrument Date	Aug 15, 2019
Instrument	62878
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 RIVER SUMMIT DR SIMPSONVILLE SC 296816566, SIMPSONVILLE, SC 29681-6566

Mortgage

Document Number	5492/0373
Date	Aug 15, 2019
Book Page	005492/000373
Instrument	62879

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENVILLE SC
Recording Date	Jun 19, 2017
Property Address	404 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566
Document Number	02514/5716
Book / Page	2514 / 5716
Map Reference	MB 1054 PG 83
Instrument Date	Jun 19, 2017
Instrument	2017048931
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566

Mortgage

Document Number	2017048932
Date	Jun 19, 2017
Instrument	2017048932

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 404 River Summit Dr was $2,315, up 3.2% from the year before.

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00 (+3.16%)	$16,810 (+13.12%) Land $3,400 Building $13,410	$420,330 (+13.13%) Land $85,000 Building $335,330
2024	$2,244.00 (-1.06%)	$14,860 (-) Land $1,800 Building $13,060	$371,540 (-) Land $45,000 Building $326,540
2023	$2,268.00 (+4.76%)	$14,860 (-) Land $1,800 Building $13,060	$371,540 (-) Land $45,000 Building $326,540
2022	$2,165.00 Homeowner's exemption	$14,860 Land $1,800 Building $13,060	$371,540 Land $45,000 Building $326,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 River Summit Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 River Summit Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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