403 River Summit Dr, Simpsonville, SC 29681 Property Records

Greenville County property record for 403 River Summit Dr, Simpsonville, SC 29681

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,011 sqft · built 2008
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,164 (Sep 2008)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0550.26-01-148.00`

Property Details

APN / Parcel Number

Primary APN	`0550.26-01-148.00`
Alternative APNs	`202200018750488001` `202300019174788001` `202400019531888001` `202500019398188001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,011 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	10,716 sqft (0.246 acres)

Location & Zoning

Account Number	202500019398188001
Street Address	403 RIVER SUMMIT DR
City	SIMPSONVILLE
State	SC
Zip	29681-6566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	229,PH2B
Legal Subdivision	CREEKWOOD
Legal Block	01
Legal Lot Number	148.00
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREENVILLE
Census Block Group	1
Census Block	1018
Census Tract	2822

Owner

Source: Greenville County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2008 · Amount on Record
Deed Sale	Sep 5, 2008 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	200881444
Deed Book / Page	2338 / 2289
Last Transfer Date	Aug 29, 2017
Transfer Doc	2520/5006
Record Updated	Jun 8, 2026

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENVILLE SC
Recording Date	Sep 7, 2017
Property Address	403 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566
Document Number	02520/5006
Book / Page	2520 / 5006
Map Reference	MB 1054 PG 83
Instrument Date	Aug 29, 2017
Instrument	2017073403
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RIVER SUMMIT DR, SIMPSONVILLE, SC 29681-6566

Mortgage

Document Number	2017073404
Date	Sep 7, 2017
Instrument	2017073404

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+4.83%)	$12,880 (+15%) Land $2,740 Building $10,140	$399,940 (+42.85%)
2024	$1,697.00 (-1.05%)	$11,200 (-) Land $1,800 Building $9,400	$279,980 (-) Land $45,000 Building $234,980
2023	$1,715.00 (+4.7%)	$11,200 (-) Land $1,800 Building $9,400	$279,980 (-) Land $45,000 Building $234,980
2022	$1,638.00 Homeowner's exemption	$11,200 Land $1,800 Building $9,400	$279,980 Land $45,000 Building $234,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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