Stearns County property record for 404 Red River Ave S, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,491 sqft · built 1934 |
| Lot Size | 0.263 acres (11,461 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Sep 2009) |
| Tax Bill | $2,110 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-29368-0000 |
| Primary APN | 48-29368-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,392 sqft |
| 1st Floor Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,461 sqft (0.263 acres) |
| Lot Dimensions | 157 ft deep x 73 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Hot Water |
| Street Address | 404 RED RIVER AVE S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 LESS N2' & N2' OF LT 12 BLK 2 FRIEDMAN'S ADD SECTION 22 TOWNSHIP 123 RANGE 030 FRIEDMAN'S ADD SECTION 22 TOWNSHIP 123 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | FRIEDMANS ADD |
| Legal Block | 2 |
| Legal Lot Number | 12-13 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29368-0000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 RED RIVER AVE S, COLD SPRING, MN 56320-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 02, 2009 · Amount on Record |
| Deed Sale | Sep 02, 2009 · Amount on Record |
| Prior Sale | Aug 13, 1999 · Amount on Record |
| Deed Document Number | 200934409 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,110.00 (+28.19%) | $212,300 (+8.37%) Land $42,500 Building $169,800 | $212,300 (+8.37%) Land $42,500 Building $169,800 |
| 2025 | $195,900 (+16.05%) Land $38,400 Building $157,500 | $195,900 (+16.05%) Land $38,400 Building $157,500 | |
| 2023 | $1,646.00 | $168,800 Land $38,400 Building $130,400 | $168,800 Land $38,400 Building $130,400 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force 12 of 13 on primary residences |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022, other causes, Severe Storms, Straight-line Winds, And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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