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400 Red River Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 400 Red River Ave S, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,061 sqft · built 1930
Lot Size0.187 acres (8,164 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2020)
Tax Bill$1,484 (2026)
Deeds & MortgagesJul 2020 Sale
Jul 2018 Sale
Flood ZoneZone X (moderate risk)
APN48-29369-0000

Property Details

APN / Parcel Number

Primary APN48-29369-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,061 sqft Living Area
Gross Area1,087 sqft
1st Floor Area404 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,164 sqft (0.187 acres)
Lot Dimensions157 ft deep x 52 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address400 RED RIVER AVE S
CityCOLD SPRING
StateMN
Zip56320-2566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 14 & N2' OF LT 13 BLK 2 FRIEDMAN'S ADD SECTION 22 TOWNSHIP 123 RANGE 030 FRIEDMAN'S ADD SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section22
Legal SubdivisionFRIEDMANS ADD
Legal Block2
Legal Lot Number13-14
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group4
Census Block4007
Census Tract11302

Owner

Source: Stearns County assessment roll, APN 48-29369-0000, as of November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address400 RED RIVER AVE S, COLD SPRING, MN 56320-2566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2020Warranty Deed, Transfer
Jul 12, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJul 12, 2018 · Amount on Record
Deed Document Number20201574996
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 21, 2020
Property Address400 RED RIVER AVE S, COLD SPRING, MN 56320-2566
Document Number00A1574996
Instrument DateJul 16, 2020
InstrumentA1574996
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1550 HIGHWAY 23 E APT 106, 106, SAINT CLOUD, MN 56304-1149

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 12, 2018
Property Address400 RED RIVER AVE S, COLD SPRING, MN 56320-2566
Document Number00A1524520
Instrument DateJul 06, 2018
InstrumentA1524520
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RED RIVER AVE S, COLD SPRING, MN 56320-2566

Tax Assessment & Valuation

Source: Stearns County assessment roll as of November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,484.00 (+18.91%)
2025$149,200 (+10.11%) Land $36,600 Building $112,600$149,200 (+10.11%) Land $36,600 Building $112,600
2023$1,248.00$135,500 Land $36,600 Building $98,900$135,500 Land $36,600 Building $98,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims6 (1997–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 188 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable		1,250 / 60
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: BIF IV Intrepid HoldCo, LTD Broadband, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCold Spring
serves 4,201 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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