Kendall County property record for 404 Prairieview Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,346 sqft · built 1994 |
| Lot Size | 0.134 acres (5,814 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Nov 2020) |
| Tax Bill | $6,060 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-179-065 |
| Primary APN | 03-20-179-065 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 1,746 sqft |
| 1st Floor Area | 1,346 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 5,814 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 404 PRAIRIEVIEW DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 179 LAKE VIEW ESTATES UNIT 2 LYG NW OF FOLL DESC LN; COM SE COR LT 179, NW 66.05, NE 79.36, NE 41.92 FOR TERM OF LN VILLAGE OF OSWEGO |
| Legal Subdivision | LAKE VIEW ESTATES |
| Legal Lot Number | 179 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 890106 |
404 Prairieview Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Apr 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 9, 2020 | Warranty Deed, Transfer NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Jun 11, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Jun 11, 2019 · Amount on File |
| Deed Document Number | 202022773 |
| Prior Transfer Date | Jul 17, 2006 |
| Prior Transfer Doc | 0000026235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 9, 2026 |
| Property Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000004906 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20264906 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000004906, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20264906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Oct 1, 2050 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Apr 9, 2026 |
| Property Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000004905 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 20264905 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000004905, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20264905 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Oct 1, 2050 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000002633 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 202400002633 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 635 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000024926 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 202100024926 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Nov 9, 2020 |
| Property Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000022773 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 22773 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NAT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 PRAIRIEVIEW DR OSWEGO IL 605438764, OSWEGO, IL 60543-8764 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 11, 2019 |
| Property Address | 404 PRAIRIEVIEW DR, OSWEGO, IL 60543-8764 |
| Document Number | 0000007530 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 7530 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $140.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 ANNA MARIA LN OSWEGO IL 605438822, OSWEGO, IL 60543-8822 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,075 (+12%) Land $19,551 Building $71,524 | $273,225 (+12%) Land $58,653 Building $214,572 | |
| 2024 | $6,060.00 | $81,317 Land $17,456 Building $63,861 | $243,951 Land $52,368 Building $191,583 |
| 2022 | $64,872 Land $13,926 Building $50,946 | $194,616 Land $41,778 Building $152,838 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 Prairieview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 Prairieview Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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