Kendall County property record for 399 Prairieview Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,132 sqft · built 1995 |
| Lot Size | 0.304 acres (13,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $792,000 (Jan 2024) |
| Tax Bill | $8,626 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-154-018 |
| Primary APN | 03-20-154-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 2,132 sqft |
| Basement Area | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,234 sqft (0.304 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 399 PRAIRIEVIEW DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-8219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 146 LAKE VIEW ESTATES UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | LAKE VIEW ESTATES |
| Legal Lot Number | 146 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 890106 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1125 FLORIDA AVE, 516, AMES, IA 50014-3088 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Jul 29, 2002 · Amount on Record |
| Deed Document Number | 2024622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 399 PRAIRIEVIEW DR, OSWEGO, IL 60543-8219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 399 PRAIRIEVIEW DR, OSWEGO, IL 60543-8219 |
| Document Number | 0000016864 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202500016864 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate | 6.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 18, 2024 |
| Property Address | 399 PRAIRIEVIEW DR, OSWEGO, IL 60543-8219 |
| Document Number | 0000000622 |
| Map Reference | DOC 926050 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 202400000622 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 399 PRAIRIEVIEW DR, OSWEGO, IL 60543-8219 |
| Document Number | 0000000623 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 202400000623 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2053 |
| Rate | 7.75% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,988 (+31.76%) Land $20,329 Building $99,659 | $359,964 (+31.76%) Land $60,987 Building $298,977 | |
| 2024 | $8,626.00 | ||
| 2022 | $91,067 Land $15,429 Building $75,638 | $273,201 Land $46,287 Building $226,914 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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