Carteret County property record for 404 Piney St, Emerald Isle, NC 28594 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,872 sqft Heated Area |
| Lot Size | 13,896 sqft (0.319 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $93,000 (2018) |
| Tax Bill | $2,620.00 (2025) |
| Primary APN | 5394.19.51.8817000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,872 sqft Heated Area |
| Gross Area | 1,862 sqft Gross Area |
| 1st Floor | 544 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modular Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,896 sqft (0.319 acres) |
| Depth X Width | 185 ft x 75 ft Depth x Width |
| Garage Type | Mixed Garage |
| Deck Area | 31 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 20976 |
|---|---|
| Street Address | 404 PINEY ST |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L13 BF ARCHERS POINT |
| Legal Subdivision | ARCHERS POINT |
| Legal Block | 51 |
| Legal Lot Number | 13 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | WHITE OAK |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 970904 |
Source: Carteret County records · APN 5394.19.51.8817000
Assessment roll updated November 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 PINEY ST, EMERALD ISLE, NC 28594-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) EQUITY RSRCS/OH |
| Feb 15, 2019 | Loan Modification, Mortgage EQUITY RSRCS/OH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Apr 29, 2005 · Amount on Record |
| Deed Doc Number | 20181611120 |
| Deed Book / Page | 1611 / 120 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 404 PINEY ST, EMERALD ISLE, NC 28594-3131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | STEWART TTL CO NON CA LOANS |
| Name | Verified Name |
|---|
| Document Number | 0016690304 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 1669/304 |
| Instrument | 1669304 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 404 PINEY ST, EMERALD ISLE, NC 28594-3131 |
| Document Number | 0016560120 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 404 PINEY ST EMERALD ISLE NC 285943131, EMERALD ISLE, NC 28594-3131 |
| Document Number | 0016560120 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 001656/000120 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 404 PINEY ST, EMERALD ISLE, NC 28594-3131 |
| Document Number | 0016300458 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Name | Verified Name |
|---|---|
| Address | 404 PINEY ST EMERALD ISLE NC 28594, EMERALD ISLE, NC 28594 |
| Document Number | 0016300458 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 001630/000458 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,620.00 (+16.19%) | $662,966 (+62.76%) Land $217,391 Building $445,575 | $662,966 (+62.76%) Land $217,391 Building $445,575 |
| 2023 | $407,333 Land $164,835 Building $242,498 | $407,333 Land $164,835 Building $242,498 | |
| 2022 | $2,255.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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