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403 Piney St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 403 Piney St, Emerald Isle, NC 28594 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleMultifamily
Year BuiltBuilt 1990
Square Footage3,513 sqft Total Area
Lot Size15,769 sqft (0.362 acres)
Last Sale$91,500 (2017)
Tax Bill$1,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN5394.19.51.6720000
Alternative APNs
  • 529208
  • 55029

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area3,513 sqft Total Area
1st Floor912 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleMultifamily Style
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,769 sqft (0.362 acres)
Depth X Width188 ft x 81 ft Depth x Width
Deck Area20 sqft Deck
Utility Building616 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number55029
Street Address403 PINEY ST
CityEMERALD ISLE
StateNC
Zip28594-3132
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionL19 BE ARCHERS POINT
Legal SubdivisionARCHERS POINT
Legal Block51
Legal Lot Number19
JurisdictionCARTERET NC
Minor Civil DivisionWHITE OAK
Census Blockgroup1
Census Block1018
Census Tract970904

Owner

Source: Carteret County records · APN 5394.19.51.6720000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address506 WESTCHESTER DR, GREENVILLE, NC 27858-5623
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMPS FCU
Sep 08, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2017 · Amount on Record
Deed SaleSep 08, 2017 · Amount on Record
Deed Doc Number20171586456
Deed Book / Page1586 / 456
Prior Transfer DateSep 02, 2017
Prior Transfer Doc0015860456
Record RefreshedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address403 PINEY ST, EMERALD ISLE, NC 28594-3132
Document Number0015860458
Instrument DateSep 08, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 PINEY ST EMERALD ISLE NC 285943132, EMERALD ISLE, NC 28594-3132

Mortgage

Document Number0015860458
DateSep 08, 2017
Book Page001586/000458
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressGREENVILLE, NC 27858
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 08, 2017
Property Address403 PINEY ST, EMERALD ISLE, NC 28594-3132
Document Number0015860456
Book / Page1586 / 456
Map ReferenceMB16 PG53
Instrument DateSep 02, 2017
Instrument1586456
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$183.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6064 SHILOAH CHURCH RD, 6064, FAYETTEVILLE, NC 28306-7424

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 PINEY ST, EMERALD ISLE, NC 28594-3132

Mortgage

Document Number0001586457
DateSep 08, 2017
Instrument1586457
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%
Change Frequency5 Years
Min Rate At Change3.25%
Index5-Year CMT
Margin2
Max Rate9.25%

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,904.00 (+21.82%)$446,023 (+68.52%) Land $221,337 Building $224,686$446,023 (+68.52%) Land $221,337 Building $224,686
2023$264,671 Land $174,085 Building $90,586$264,671 Land $174,085 Building $90,586
2022$1,563.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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