Mille Lacs County property record for 404 Pine St S, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1935 |
| Lot Size | 0.695 acres (30,286 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Aug 2023) |
| Tax Bill | $2,282 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-920-0530 |
| Primary APN | 22-920-0530 |
|---|
| Building Area | 1,056 sqft Living Area |
|---|
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 30,286 sqft (0.695 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 96 sqft |
| Street Address | 404 PINE ST S |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX E 40 FT & EX W 30 OF E 70 OF S 30 FT |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Subdivision | WAY'S SUBDIVISION |
| Legal Lot Number | 29 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 PINE ST S, ONAMIA, MN 56359-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 20231563686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 28, 2023 |
| Property Address | 404 PINE ST S, ONAMIA, MN 56359-4024 |
| Document Number | 000A438090 |
| Instrument Date | Aug 28, 2023 |
| Instrument | A438090 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | RGS TITLE, RG TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $782.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 PINE ST S, ONAMIA, MN 56359-4024 |
| Document Number | 000A438091 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | A438091 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 29, 2021 |
| Property Address | 404 PINE ST S, ONAMIA, MN 56359-4024 |
| Document Number | 000A427753 |
| Instrument Date | Oct 15, 2021 |
| Instrument | A427753 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 404 PINE ST S, ONAMIA, MN 56359-4024 |
| Document Number | 000A427754 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | A427754 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,282.00 (-13.63%) | ||
| 2025 | $156,400 (-22.92%) Land $23,300 Building $133,100 | $156,400 (-22.92%) Land $23,300 Building $133,100 | |
| 2023 | $2,642.00 | $202,900 Land $22,200 Building $180,700 | $202,900 Land $22,200 Building $180,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 64% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures