404 Pine Ridge Rd, Bluff City, TN 37618 Property Records

Sullivan County property record for 404 Pine Ridge Rd, Bluff City, TN 37618

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,100 sqft · built 1961
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Jan 2026)
Tax Bill	$774 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082111N A 00900`

Property Details

APN / Parcel Number

Primary APN	`082111N A 00900`
Alternative APN	`111N A 00900`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Finished Basement	550 sqft
Unfinished Basement	550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	575 sqft
Carport	Carport
Carport Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Patio Area	195 sqft
Canopy	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	404 PINE RIDGE RD
City	BLUFF CITY
State	TN
Zip	37618-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 16, COUNTY AREA: A22
Legal Subdivision	PINE RIDGE ADD
Legal Block	A
Legal Lot Number	11
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	43302

Owner

404 Pine Ridge Rd is owned and occupied by an individual who bought it in January 2026.

Source: Sullivan County records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	404 PINE RIDGE RD, BLUFF CITY, TN 37618-3904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP
Feb 13, 2019	Quit Claim Deed, Transfer · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Feb 13, 2019
Deed Document Number	20262137
Deed Book / Page	3685 / 1759
Prior Transfer Date	Apr 15, 2025
Prior Transfer Doc	0003647805
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Jan 30, 2026
Property Address	404 PINE RIDGE RD, BLUFF CITY, TN 37618-3904
Document Number	0036851759
Book / Page	3685 / 1759
Map Reference	MB 7 PG 17
Instrument Date	Jan 30, 2026
Instrument	26002137
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	EVERGREEN TITLE AND CLOSING LLC, EVERGREEN TTL & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 PINE RIDGE RD, BLUFF CITY, TN 37618-3904

Mortgage

Document Number	0026002138
Date	Jan 30, 2026
Instrument	26002138

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	404 PINE RIDGE RD, BLUFF CITY, TN 37618-3904
Document Number	3384584
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 PINE RIDGE RD BLUFF CITY TN 376183904, BLUFF CITY, TN 37618-3904

Mortgage

Document Number	3384584
Date	May 26, 2020
Book Page	003384/000584
Instrument	20009637

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	264 Months
Due	May 25, 2042

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN TN
Recording Date	Feb 13, 2019
Property Address	404 PINE RIDGE RD, BLUFF CITY, TN 37618-3904
Document Number	33212032
Book / Page	003321 / 002032
Instrument Date	Feb 2, 2019
Instrument	19002462
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 PINE RIDGE RD BLUFF CITY TN 376183904, BLUFF CITY, TN 37618-3904

Mortgage

Document Number	33212037
Date	Feb 13, 2019
Book Page	003321/002037
Instrument	19002463

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 404 Pine Ridge Rd was $774.

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00	$48,000 Land $3,150 Building $44,850	$192,000 Land $12,600 Building $179,400
2023		$26,350 (-) Land $3,525 Building $22,825
2022	$634.00	$26,350 Land $3,525 Building $22,825
2021			$105,400 Land $14,100 Building $91,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 Pine Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Pine Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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