388 Pine Ridge Rd, Bluff City, TN 37618 Property Records

Sullivan County property record for 388 Pine Ridge Rd, Bluff City, TN 37618

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1964
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2022)
Tax Bill	$859 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082111N A 00700`

Property Details

APN / Parcel Number

Primary APN	`082111N A 00700`
Alternative APN	`111N A 00700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	500 sqft
Unfinished Basement	700 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	322 sqft
Carport	Carport
Carport Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	388 PINE RIDGE RD
City	BLUFF CITY
State	TN
Zip	37618-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 16, COUNTY AREA: A22
Legal Subdivision	PINE RIDGE ADD
Legal Block	A
Legal Lot Number	9
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	43302

Owner

388 Pine Ridge Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Sullivan County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 PINE RIDGE RD, BLUFF CITY, TN 37618-3900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CREDIT UNION
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit SELECT SEVEN FCU
Apr 6, 2022	Warranty Deed, Transfer · Commercial Mortgage SELECT SEVEN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on File
Deed Sale	Apr 6, 2022 · Amount on File
Deed Document Number	20227213
Deed Book / Page	3501 / 1984
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Recording Date	Jun 1, 2026
Property Address	388 PINE RIDGE RD, BLUFF CITY, TN 37618-3900
Document Number	0000010933
Book / Page	3702 / 2699
Instrument Date	May 26, 2026
Instrument	202610933
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 PINE RIDGE RD, BLUFF CITY, TN 37618-3900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010933,
Date	Jun 1, 2026
Book Page	3702/2699
Instrument	202610933

Lender

Name	EASTMAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	388 PINE RIDGE RD, BLUFF CITY, TN 37618-3900
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003567914
Date	Jul 28, 2023
Book Page	3567/914
Instrument	23012392

Lender

Name	SELECT SEVEN FCU
Type	Credit Union
Address	JOHNSON CITY, TN 37601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Apr 6, 2022
Property Address	388 PINE RIDGE RD, BLUFF CITY, TN 37618-3900
Document Number	0035011984
Book / Page	3501 / 1984
Map Reference	MB 7 PG 17
Instrument Date	Apr 6, 2022
Instrument	22007213
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 PINE RIDGE RD, BLUFF CITY, TN 37618-3900

Mortgage

Document Number	0022007214
Date	Apr 6, 2022
Instrument	22007214

Lender

Name	SELECT SEVEN FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 388 Pine Ridge Rd was $859.

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$859.00	$53,250 Land $2,975 Building $50,275	$213,000 Land $11,900 Building $201,100
2023		$25,000 (-) Land $2,825 Building $22,175
2022	$602.00	$25,000 Land $2,825 Building $22,175
2021			$100,000 Land $11,300 Building $88,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Pine Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Pine Ridge Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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