402 Penwood Rd, Silver Spring, MD 20901 Property Records

Montgomery County property record for 402 Penwood Rd, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,318 sqft · built 1946
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2003)
Tax Bill	$9,284 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01217136`

Property Details

APN / Parcel Number

Primary APN	`13-01217136`
Alternative APN	`01217136`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,318 sqft Living Area
1st Floor Area	1,242 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Porch	Enclosed Porch
Porch Area	18 sqft
Deck Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01217136
Street Address	402 PENWOOD RD
City	SILVER SPRING
State	MD
Zip	20901-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	INDIAN SPRING VILLAG E SEC 2
Legal Subdivision	IND SPRG VILL
Legal Block	12
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3004
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 PENWOOD RD, SILVER SPRING, MD 20901-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2003 · Amount on Record
Deed Sale	Aug 19, 2003 · Amount on Record
Prior Sale	Aug 25, 2000 · Amount on Record
Deed Document Number	2003279930
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	402 PENWOOD RD, SILVER SPRING, MD 20901-2718
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 PENWOOD RD, SILVER SPRING, MD 20901-2718

Mortgage

Document Number	0696940339
Date	Oct 10, 2025
Book Page	69694/339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	402 PENWOOD RD, SILVER SPRING, MD 20901-2718
Document Number	0604180399
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 PEPTWOOD RD TAKOMA PARK MD 20901, TAKOMA PARK, MD 20901

Mortgage

Document Number	0604180399
Date	Sep 1, 2020
Book Page	060418/000399

Lender

Name	CALIBER HM LNS
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,500 (+5.94%)	$944,700 (+17.81%) Land $259,600 Building $685,100
2025	$9,284.00 (+24.03%)	$801,900 (+10.53%) Land $259,600 Building $542,300	$801,900 (-) Land $259,600 Building $542,300
2023		$725,500	$801,900 Land $259,600 Building $542,300
2022	$7,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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