404 Oaknoll Dr, Amherst, OH 44001 Property Records

Lorain County property record for 404 Oaknoll Dr, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2026)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-063-101-112`

Property Details

APN / Parcel Number

Primary APN	`05-00-063-101-112`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	151 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	404 OAKNOLL DR
City	AMHERST
State	OH
Zip	44001-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY SUB #2 83.00 X 151.31
Legal Subdivision	HIDDEN VALLEY SUB 2
Legal Block	101
Legal Lot Number	124
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1008
Census Tract	50100

Owner

Source: Lorain County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN
Oct 24, 2018	Grant Deed, Transfer FIRST FED'L S&L ASSN/LORAIN
Jun 20, 2018	Grant Deed, Transfer SERVICELINK
Apr 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	202698448
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000777322
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKNOLL DR, AMHERST, OH 44001-1936

Mortgage

Document Number	0000026981
Date	Sep 19, 2024
Instrument	2024-0026981

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2050

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 4, 2026
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000098448
Instrument Date	May 29, 2026
Instrument	202698448
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	MAXIMUM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKNOLL DR, AMHERST, OH 44001-1936

Mortgage

Document Number	0000098449,
Date	Jun 4, 2026
Instrument	202698449

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 4, 2020
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000777322
Instrument Date	Sep 4, 2020
Instrument	777322
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 OAKNOLL DR AMHERST OH 440011936, AMHERST, OH 44001-1936

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 3, 2020
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000772187
Instrument Date	Jul 30, 2020
Instrument	772187
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKNOLL DR AMHERST OH 440011936, AMHERST, OH 44001-1936

Mortgage

Document Number	772188
Date	Aug 3, 2020
Instrument	772188

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000711867
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKNOLL DR AMHERST OH 440011936, AMHERST, OH 44001-1936

Mortgage

Document Number	0000711867
Date	Apr 22, 2019
Instrument	711867

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2039

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 24, 2018
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000692365
Instrument Date	Oct 19, 2018
Instrument	692365
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	NEWMAN TITLE, NEWMAN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 OAKNOLL DR AMHERST OH 440011936, AMHERST, OH 44001-1936

Mortgage

Document Number	692366
Date	Oct 24, 2018
Instrument	692366

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 20, 2018
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000676760
Instrument Date	May 25, 2018
Instrument	676760
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 6, 2018
Property Address	404 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000667527
Instrument Date	Jan 29, 2018
Instrument	667527
Transaction Type	Foreclosure
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3637 SENTARA WAY VIRGINIA BEACH VA 234524262, VIRGINIA BEACH, VA 23452-4262

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Amherst Township
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+5.42%)	$87,720 (+0.01%) Land $16,270 Building $71,450	$250,610 (-) Land $46,480 Building $204,130
2024	$3,950.00 (+29.72%)	$87,714 (+47.76%) Land $16,268 Building $71,446	$250,610 (+47.76%) Land $46,480 Building $204,130
2023	$3,045.00 (+4%)	$59,364 (+0.01%) Land $11,722 Building $47,642	$169,610 (-) Land $33,490 Building $136,120
2022	$2,928.00	$59,360 Land $11,720 Building $47,640
2021			$169,610 Land $33,490 Building $136,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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