402 Oaknoll Dr, Amherst, OH 44001 Property Records

Lorain County property record for 402 Oaknoll Dr, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2024)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-063-101-113`

Property Details

APN / Parcel Number

Primary APN	`05-00-063-101-113`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,188 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	151 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	402 OAKNOLL DR
City	AMHERST
State	OH
Zip	44001-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN VALLEY SUB #2 84.26 X 151.31
Legal Subdivision	HIDDEN VALLEY SUBDIVISION #2
Legal Block	101
Legal Lot Number	123
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1008
Census Tract	50100

Owner

402 Oaknoll Dr is owned and occupied by an individual who bought it in November 2024.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	402 OAKNOLL DR, AMHERST, OH 44001-1936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Apr 6, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Sep 10, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Mar 6, 2019	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Dec 6, 2021 · Amount on File
Deed Document Number	2024006143
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 6, 2021
Property Address	402 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000852728
Map Reference	VOL 32 PG 38&39
Instrument Date	Oct 2, 2021
Instrument	2021-0852728
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 OAKNOLL DR, AMHERST, OH 44001-1936

Mortgage

Document Number	0000852729
Date	Dec 6, 2021
Instrument	2021-0852729

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	402 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000756326
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	402 OAKNOLL DR AMHERST OH 440011936, AMHERST, OH 44001-1936

Mortgage

Document Number	0000756326
Date	Apr 14, 2020
Instrument	756326

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	402 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000730633
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	THIRD CAPITAL TITLE, THIRD CAP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	402 OAKNOLL DR AMHERST OH 440011936, AMHERST, OH 44001-1936

Mortgage

Document Number	0000730633
Date	Sep 18, 2019
Instrument	730633

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 6, 2019
Property Address	402 OAKNOLL DR, AMHERST, OH 44001-1936
Document Number	0000706497
Instrument Date	Mar 4, 2019
Instrument	706497
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7007 BROADWAY AVE CLEVELAND OH 441051441, CLEVELAND, OH 44105-1441

Mortgage

Document Number	706498
Date	Mar 6, 2019
Instrument	706498

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 5, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 402 Oaknoll Dr was $3,554.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Amherst Township
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00	$83,520 (+%) Land $16,270 Building $67,250	$238,620 (-) Land $46,480 Building $192,140
2024	$3,554.00 (+33.71%)	$83,517 (+57.68%) Land $16,268 Building $67,249	$238,620 (+57.68%) Land $46,480 Building $192,140
2023	$2,658.00 (+4.15%)	$52,966 (+0.01%) Land $11,722 Building $41,244	$151,330 Land $33,490 Building $117,840
2022	$2,552.00	$52,960 Land $11,720 Building $41,240
2021			$151,330 Land $33,490 Building $117,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 Oaknoll Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Oaknoll Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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