404 Oak St, Phoenix, OR 97535 Property Records

Jackson County property record for 404 Oak St, Phoenix, OR 97535

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,368 sqft · built 2018
Lot Size0.02 acres (871 sqft)
Owner2 Company Names on File
Last Sale$309,000 (Nov 2025)
Tax Bill$2,982 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Aug 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN381W15BB6817

Property Details

APN / Parcel Number

Primary APN381W15BB6817
Alternative APNs
  • 381W15BB06817
  • 11006896

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area696 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address404 OAK ST
CityPHOENIX
StateOR
Zip97535-0046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-C
Legal Range01W
Legal Township38S
Legal Section15
Legal Quarter2
Legal SubdivisionSOUTH MAIN PLACE PHASES 1 4
Legal Block5
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group5
Census Block5036
Census Tract1602

Owner

Source: Jackson County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2305 ASHLAND ST, ASHLAND, OR 97520-3777
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Aug 29, 2023Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 27, 2018Deed of Trust, Mortgage
EVERGREEN FED'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleSep 22, 2023 · Amount on Record
Deed Document Number202525566
Prior Transfer DateAug 29, 2023
Prior Transfer Doc0000020058
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateNov 26, 2025
Property Address404 OAK ST, PHOENIX, OR 97535-0046
Document Number0000025566
Map ReferenceVOL 44 PG 10
Instrument DateNov 14, 2025
Instrument2025-025566
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2305 ASHLAND ST # 104183, 104183, ASHLAND, OR 97520-3777

Mortgage

Document Number0000025567
DateNov 26, 2025
Instrument2025-025567
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateAug 29, 2023
Property Address404 OAK ST, PHOENIX, OR 97535-0046
Document Number0000018239
Instrument DateAug 28, 2023
Instrument2023-018239
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2100 EMIGRANT CREEK RD, ASHLAND, OR 97520-9083

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address404 OAK ST, JACKSONVILLE, OR 97530
Document Number0000024653
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address404-406 OAK ST PHOENIX OR 97535, PHOENIX, OR 97535

Mortgage

Document Number0000024653
DateAug 6, 2018
Instrument24653
Lender
NameEVERGREEN FED'L BK
TypeBank
AddressGRANTS PASS, OR 97526
Agreement
AmountAmount Recorded
Term360 Months
DueAug 5, 2048
Interest
Rate TypeAdjustable Rate
Rate5.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityPhoenix City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,020 (+3%)$334,770 (+9.23%) Land $72,080 Building $262,690
2025$2,982.00 (+2.44%)$181,580 (+2.99%) Land $65,690 Building $115,890$306,470 (+0.45%) Land $70,400 Building $236,070
2024$2,911.00 (+3.23%)$176,300 (+3%) Land $63,780 Building $112,520$305,100 (-4.94%) Land $67,600 Building $237,500
2023$2,820.00 (+2.73%)$171,170 (+3%) Land $61,920 Building $109,250$320,970 (+4.42%) Land $119,450 Building $201,520
2022$2,745.00$166,190 Land $60,110 Building $106,080$307,390 Land $112,440 Building $194,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications & Technologies
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Project A
Fixed Wireless
200 / 25
Whittrio
Fixed Wireless
100 / 30
AT&T
Fixed Wireless
100 / 20

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