402 Oak St, Phoenix, OR 97535 Property Records

Jackson County property record for 402 Oak St, Phoenix, OR 97535

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,368 sqft · built 2018
Lot Size0.02 acres (871 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (May 2020)
Tax Bill$2,982 (2025)
Deeds & MortgagesNov 2025 Reverse Mortgage
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN381W15BB6818

Property Details

APN / Parcel Number

Primary APN381W15BB6818
Alternative APNs
  • 381W15BB06818
  • 11006897

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,368 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area696 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Roof MaterialComposition Shingle
Lot Area871 sqft (0.02 acres)
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address402 OAK ST
CityPHOENIX
StateOR
Zip97535-0046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-C
Legal Range01W
Legal Township38S
Legal Section15
Legal Quarter2
Legal SubdivisionSOUTH MAIN PLACE
Legal Block5
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group5
Census Block5036
Census Tract1602

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 OAK ST, PHOENIX, OR 97535-0046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
May 22, 2020Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Deed Document Number202016695
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address402 OAK ST, PHOENIX, OR 97535-0046
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 OAK ST, PHOENIX, OR 97535-0046

Mortgage

Document Number0000024582
DateNov 13, 2025
Instrument2025-024582
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term945 Months
DueAug 5, 2104
Interest
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON OR
Recording DateMay 22, 2020
Property Address402 OAK ST, JACKSONVILLE, OR 97530
Document Number0000016695
Instrument DateMay 18, 2020
Instrument16695
Transaction TypeTransfer
Record UpdatedJun 3, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$230.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 OAK ST PHOENIX OR 975350046, PHOENIX, OR 97535-0046

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityPhoenix City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$187,020 (+3%)$334,770 (+9.23%) Land $72,080 Building $262,690
2025$2,982.00 (+2.44%)$181,580 (+2.99%) Land $65,690 Building $115,890$306,470 (+0.45%) Land $70,400 Building $236,070
2024$2,911.00 (+3.23%)$176,300 (+3%) Land $63,780 Building $112,520$305,100 (-4.94%) Land $67,600 Building $237,500
2023$2,820.00 (+2.73%)$171,170 (+3%) Land $61,920 Building $109,250$320,970 (+4.42%) Land $119,450 Building $201,520
2022$2,745.00$166,190 Land $60,110 Building $106,080$307,390 Land $112,440 Building $194,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30
AT&T
Fixed Wireless
100 / 20

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