Lenawee County property record for 404 N Locust St, Adrian, MI 49221
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,588 sqft · built 1910 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jul 2021) |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | XA0-002-1001-00 |
| Primary APN | XA0-002-1001-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Basement Area | 888 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Lot Area | 2,875 sqft (0.066 acres) |
| Lot Dimensions | 57.6 ft deep x 50 ft wide |
| Total Buildings | 10 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 N LOCUST ST |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | W 57 1/2 FT LOT 1 & S 1/2 FT OF W 57 1/2 FT LOT 2 BLK 11 ORIGINAL PLAT |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 11 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | ADRIAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 61302 |
404 N Locust St is owned and occupied by an individual who bought it in July 2021.
Source: Lenawee County records, as of July 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 N LOCUST ST, ADRIAN, MI 49221-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Deed Book / Page | 2622 / 956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Jul 23, 2021 |
| Property Address | 404 N LOCUST ST, ADRIAN, MI 49221-2236 |
| Document Number | 0026220956 |
| Book / Page | 2622 / 956 |
| Instrument Date | Jul 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 653 W BEECHER ST APT 71, 71, ADRIAN, MI 49221-3159 |
| Document Number | 2622957 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2622/957 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 404 N Locust St was $2,304 with a homeowner's exemption, up 12.7% from the year before.
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Adrian City |
| County | Lenawee County |
| Unified School District | Adrian City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,500 (+12.35%) | $111,000 (+12.35%) | |
| 2025 | $2,304.00 (+12.72%) Homeowner's exemption | $49,400 | $98,800 |
| 2024 | $2,044.00 | ||
| 2023 | $42,100 (+8.51%) | $84,200 (+8.51%) | |
| 2022 | $38,800 | $77,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 404 N Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 N Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADRIAN serves 23,663 people · EPA ID MI0000040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| D&P Communications Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, T-Mobile.
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