Lenawee County property record for 403 N Locust St, Adrian, MI 49221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,088 sqft · built 1905 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (Sep 2005) |
| Tax Bill | $2,421 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | XA0-002-0005-00 |
| Primary APN | XA0-002-0005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 74 ft deep x 66 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 10 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 N LOCUST ST |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | E 74 FT OF S 66 FT LOT 4 BLK 10 ORIGINAL PLAT |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | ADRIAN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 61302 |
403 N Locust St is owned and occupied by an individual who bought it in September 2005.
Source: Lenawee County records, as of July 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 N LOCUST ST, ADRIAN, MI 49221-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2005 · Amount on File |
| Deed Sale | Sep 29, 2005 · Amount on File |
| Deed Book / Page | 2308 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 403 N LOCUST ST, ADRIAN, MI 49221-2235 |
| Document Number | 0025970822 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0025970822 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 002597/000822 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 403 N Locust St was $2,421 with a homeowner's exemption, up 2.3% from the year before.
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Adrian City |
| County | Lenawee County |
| Unified School District | Adrian City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,700 (+9.13%) | $155,400 (+9.13%) | |
| 2025 | $2,421.00 (+2.32%) Homeowner's exemption | $71,200 | $142,400 |
| 2024 | $2,366.00 | ||
| 2023 | $60,900 (+8.75%) | $121,800 (+8.75%) | |
| 2022 | $56,000 | $112,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 N Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 N Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADRIAN serves 23,663 people · EPA ID MI0000040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| D&P Communications Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, T-Mobile.
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