Frederick County property record for 404 N Bentz St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 936 sqft · built 1900 |
| Lot Size | 0.016 acres (685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Mar 2016) |
| Tax Bill | $4,694 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-111322 |
| Primary APN | 02-111322 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 468 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 685 sqft (0.016 acres) |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 111322 |
|---|---|
| Street Address | 404 N BENTZ ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LT 2 13.21X51.66X12. 404 N BENTZ ST FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 750100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 N BENTZ ST, FREDERICK, MD 21701-4940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 14, 2022 | Intrafamily Transfer, Transfer TITLE 365 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2016 · Amount on Record |
| Deed Sale | Mar 9, 2016 · Amount on Record |
| Prior Sale | May 18, 2015 · Amount on Record |
| Deed Book / Page | 11026 / 179 |
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 0158520124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 404 N BENTZ ST, FREDERICK, MD 21701-4940 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0158070169 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 15807/169 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEW MARKET, MD 21774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 14, 2022 |
| Property Address | 404 N BENTZ ST, FREDERICK, MD 21701-4940 |
| Document Number | 0158520124 |
| Book / Page | 15852 / 124 |
| Map Reference | MB 12 FO 168 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 N BENTZ ST, FREDERICK, MD 21701-4940 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,500 (+5.74%) | $302,100 (+17.23%) Land $155,000 Building $147,100 | |
| 2025 | $4,694.00 (+4.54%) Homeowner's exemption | $257,700 (+12.75%) Land $115,000 Building $142,700 | $257,700 (-) Land $115,000 Building $142,700 |
| 2024 | $4,490.00 (+7.01%) | ||
| 2023 | $4,196.00 | $228,567 | $257,700 Land $115,000 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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