324 N Bentz St, Frederick, MD 21701 Property Records

Frederick County property record for 324 N Bentz St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 984 sqft · built 1895
Lot Size	0.026 acres (1,116 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Dec 2023)
Tax Bill	$5,421 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-122170`

Property Details

APN / Parcel Number

Primary APN	`02-122170`
Alternative APNs	`2122170` `122170`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	984 sqft Living Area
1st Floor Area	492 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	1,116 sqft (0.026 acres)
Lot Dimensions	62 ft deep x 18 ft wide
Porch	Open Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	122170
Street Address	324 N BENTZ ST
City	FREDERICK
State	MD
Zip	21701-4952
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 18 X 62 324 N. BENTZ ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	324
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

324 N Bentz St, a townhouse, is owned and occupied by an individual who bought it in December 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	324 N BENTZ ST, FREDERICK, MD 21701-4952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Book / Page	16701 / 89
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 7, 2021
Property Address	324 N BENTZ ST, FREDERICK, MD 21701-4952
Document Number	0150720477
Book / Page	15072 / 477
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	FALCONE TITLE, FALCON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	324 N BENTZ ST, FREDERICK, MD 21701-4952

Mortgage

Document Number	15072485
Date	Jul 7, 2021
Instrument	15072/485

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 324 N Bentz St was $5,421.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (+7.8%)	$360,600 (+23.41%) Land $155,000 Building $205,600
2025	$5,421.00	$292,200 Land $115,000 Building $177,200	$292,200 Land $115,000 Building $177,200
2023	$3,348.00	$212,200	$292,200 Land $115,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 N Bentz St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2018)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 N Bentz St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20