403 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 403 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,779 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Dec 2021)
Tax Bill	$1,219 (2026)
Deeds & Mortgages	Dec 2021 Sale Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-67-72-9544`

Property Details

APN / Parcel Number

Primary APN	`5307-67-72-9544`
Alternative APNs	`07-5307-67-72-9544` `7074675` `074675`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,779 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7074675
Street Address	403 N 5TH ST
City	READING
State	PA
Zip	19601-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1017
Census Tract	1300

Owner

Source: Berks County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 N 5TH ST, READING, PA 19601-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed, Transfer CONESTOGA TITLE COMPANY
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Oct 13, 2017	Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	202163873
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 23, 2021
Property Address	403 N 5TH ST, READING, PA 19601-3003
Document Number	0000063873
Instrument Date	Dec 23, 2021
Instrument	2021063873
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N 5TH ST, READING, PA 19601-3003

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	403 N 5TH ST, READING, PA 19601-3003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045723
Date	Dec 8, 2017
Instrument	2017045723

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 13, 2017
Property Address	403 N 5TH ST, READING, PA 19601-3003
Document Number	0000038050
Instrument Date	Oct 10, 2017
Instrument	2017038050
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N 5TH ST, READING, PA 19601-3003

Mortgage

Document Number	0000038051
Date	Oct 13, 2017
Instrument	2017038051

Lender

Name	SANTANDER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000038052
Date	Oct 13, 2017
Instrument	2017038052

Lender

Name	PENNSYLVANIA HOME LENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,219.00 (+6.65%) Homeowner's exemption	$43,200 (-) Land $8,200 Building $35,000	$8,200 (-81.02%) Land $8,200
2024	$1,143.00	$43,200 Land $8,200 Building $35,000
1994			$43,200 Land $8,200 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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