404 N 3rd St, Smithfield, NC 27577 Property Records

Johnston County property record for 404 N 3rd St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,511 sqft · built 1930
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Apr 2020)
Tax Bill$2,120 (2023)
Deeds & MortgagesApr 2020 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2000227761

Property Details

APN / Parcel Number

Primary APN2000227761
Alternative APN
  • 15013018

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,511 sqft Living Area
1st Floor Area1,891 sqft
Attic Area620 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1986
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions210 ft deep x 52 ft wide
Garage TypeMixed
CarportCarport
Carport Area168 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area727 sqft
Deck Area126 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2000227761
Street Address404 N 3RD ST
CitySMITHFIELD
StateNC
Zip27577-4058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionN 3RD M13L18
Legal SubdivisionROBERT J III & M R HARRIS
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2058
Census Tract40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Smithfield Historic District
listed 2000 · 124 contributing resources · NRIS 00000550

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address404 N 3RD ST, SMITHFIELD, NC 27577-4058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2020Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 26, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Aug 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Prior SaleJul 26, 2018 · Amount on Record
Deed Document Number0005567709
Deed Book / Page5567 / 709
Record UpdatedJun 7, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateApr 14, 2020
Property Address404 N 3RD ST, SMITHFIELD, NC 27577-4058
Document Number0000654984
Book / Page5567 / 709
Instrument DateApr 14, 2020
Instrument2020654984
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97 WARWICK CT, 97, CLAYTON, NC 27520-9534

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 N 3RD ST, SMITHFIELD, NC 27577-4058

Mortgage

Document Number0000654985
DateApr 14, 2020
Book Page5567/712
Instrument2020654985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateJul 26, 2018
Property Address404 N 3RD ST, SMITHFIELD, NC 27577-4058
Document Number0000579086
Book / Page5189 / 0423
Instrument DateJul 23, 2018
Instrument2018579086
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1523, SMITHFIELD, NC 27577-1523

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 N 3RD ST, SMITHFIELD, NC 27577-4058

Mortgage

Document Number0000579087
DateJul 26, 2018
Instrument2018579087
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateAug 28, 2017
Property Address404 N 3RD ST, SMITHFIELD, NC 27577-4058
Document Number0000542389
Book / Page005016 / 000617
Instrument DateAug 22, 2017
Instrument542389
Transaction TypeTransfer
Record UpdatedSep 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1523 SMITHFIELD NC 275771523, SMITHFIELD, NC 27577-1523

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,120.00$168,280 Land $20,480 Building $147,800$168,280 Land $20,480 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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