316 N 3rd St, Smithfield, NC 27577 Property Records

Johnston County property record for 316 N 3rd St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,282 sqft · built 1938
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2017)
Tax Bill$4,658 (2026)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2000204057

Property Details

APN / Parcel Number

Primary APN2000204057
Alternative APN
  • 15013001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,282 sqft Living Area
Gross Area4,334 sqft
1st Floor Area1,788 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions225 ft deep x 105 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area300 sqft
Patio Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2000204057
Street Address316 N 3RD ST
CitySMITHFIELD
StateNC
Zip27577-4056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionHANCOCK ST AND N THIRD ST
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2063
Census Tract40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Smithfield Historic District
listed 2000 · 124 contributing resources · NRIS 00000550

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address316 N 3RD ST, SMITHFIELD, NC 27577-4056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Dec 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Sep 15, 2017Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2017 · Amount on Record
Deed SaleSep 15, 2017 · Amount on Record
Deed Document Number2017544570
Deed Book / Page5027 / 23
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address316 N 3RD ST, SMITHFIELD, NC 27577-4056
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000765863
DateAug 18, 2021
Book Page6021/453
Instrument2021765863
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address316 N 3RD ST, SMITHFIELD, NC 27577-4056
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000638506
DateDec 6, 2019
Book Page5482/0106
Instrument2019638506
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2035

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateSep 15, 2017
Property Address316 N 3RD ST, SMITHFIELD, NC 27577-4056
Document Number0000544570
Book / Page5027 / 0023
Map ReferenceMB 1027 PG 359
Instrument DateSep 15, 2017
Instrument2017544570
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address211 N 2ND ST, 211, SMITHFIELD, NC 27577-3947

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address316 N 3RD ST, SMITHFIELD, NC 27577-4056

Mortgage

Document Number0000544571
DateSep 15, 2017
Book Page5027/0026
Instrument2017544571
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,658.00 (+33.2%)$485,290 (+74.84%) Land $100,000 Building $385,290$485,290 (+74.84%) Land $100,000 Building $385,290
2023$3,497.00$277,560 Land $39,380 Building $238,180$277,560 Land $39,380 Building $238,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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