McLennan County property record for 404 N 39th St, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,955 sqft · built 1950 |
| Lot Size | 0.254 acres (11,050 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,690 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-008100-008200-9 |
| Primary APN | 48-008100-008200-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| 1st Floor Area | 1,955 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,050 sqft (0.254 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 423 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 N 39TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-7116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CASTLE CREST LOT 1A 2A 3B BLOCK 4 ACRES .2537 |
| Legal Subdivision | CASTLE CREST |
| Legal Block | 4 |
| Legal Lot Number | 1A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 2498 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 N 39TH ST, WACO, TX 76710-7116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 |
| Deed Sale | Jun 2, 2022 |
| Prior Sale | Jul 29, 2011 · Amount on Record |
| Deed Document Number | 202222186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 404 N 39TH ST, WACO, TX 76710-7116 |
| Document Number | 0000030116 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 404 N 39TH ST WACO TX 767107116, WACO, TX 76710-7116 |
| Document Number | 0000030116 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 30116 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,000 (-22.07%) Land $63,648 Building $185,352 | $249,000 (-22.07%) Land $63,648 Building $185,352 | |
| 2025 | $3,690.00 (-25.48%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $319,507 (-1.06%) Land $57,900 Building $261,607 | $319,507 (-1.06%) Land $57,900 Building $261,607 |
| 2024 | $4,952.00 (+6.06%) | ||
| 2023 | $322,920 Land $57,900 Building $265,020 | $322,920 Land $57,900 Building $265,020 | |
| 2022 | $4,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1991) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 1991 · Severe Thunderstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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