McLennan County property record for 308 N 39th St, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,934 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,930 (Jan 2026) |
| Tax Bill | $5,459 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-008100-008800-7 |
| Primary APN | 48-008100-008800-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,934 sqft |
| Flooring | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 440 sqft |
| Patio Area | 90 sqft |
| Storage Building | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 308 N 39TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-7114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CASTLE CREST LOT 7 BLOCK 4 ACRES .1722 |
| Legal Subdivision | CASTLE CREST |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 2498 |
308 N 39th St is owned and occupied by two individuals who bought it in January 2026.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Vendor's Lien, Transfer GRANITE COMMUNITY BANK |
| May 2, 2023 | Vendor's Lien, Transfer · VA Mortgage NTFN INC |
| Apr 10, 2023 | Vendor's Lien, Transfer · Seller Carry-Back FIRST NATIONAL BANK |
| Aug 25, 2017 | Deed of Trust, Mortgage STIFEL BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | May 2, 2023 · Amount on File |
| Deed Document Number | 20262794 |
| Prior Transfer Date | Aug 3, 2011 |
| Prior Transfer Doc | 0000026200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 29, 2026 |
| Property Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Document Number | 0000002794 |
| Map Reference | VOL 517 PG 27 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026002794 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | AMERICAN GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 BIG CREEK LOOP, HEWITT, TX 76643-3851 |
| Name | Verified Name |
|---|---|
| Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Investor | Possibly a Property Investor |
| Date | Jan 29, 2026 |
|---|
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 2, 2023 |
| Property Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Document Number | 0000012736 |
| Map Reference | VOL 517 PG 27 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023012736 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Document Number | 0000012737 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023012737 |
| Name | NTFN INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 10, 2023 |
| Property Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Document Number | 0000009882 |
| Map Reference | VOL 517 PG 27 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 2023009882 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7545 COLTON LN, PILOT POINT, TX 76258-7346 |
| Name | Verified Name |
|---|---|
| Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009883 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 2023009883 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Apr 18, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 308 N 39TH ST, WACO, TX 76710-7114 |
| Document Number | 0000029636 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 308 N 39TH ST WACO TX 767107114, WACO, TX 76710-7114 |
| Document Number | 0000029636 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 29636 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 10, 2047 |
The 2025 property tax bill for 308 N 39th St was $5,459, down 2.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,095 (-3.11%) Land $51,750 Building $288,345 | $340,095 (-3.11%) Land $51,750 Building $288,345 | |
| 2025 | $5,459.00 (-2.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $351,010 Land $47,030 Building $303,980 | $351,010 Land $47,030 Building $303,980 |
| 2024 | $5,576.00 | ||
| 2023 | $234,560 Land $47,040 Building $187,520 | $234,560 Land $47,040 Building $187,520 | |
| 2022 | $5,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 N 39th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1991) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 1991 · Severe Thunderstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 N 39th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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