404 Mountain Laurel Dr, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 404 Mountain Laurel Dr, Monroe, NY 10950

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,670 sqft · built 1979
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2018)
Tax Bill	$4,867 (2024)
Deeds & Mortgages	Apr 2024 Sale Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-1.-20`

Property Details

APN / Parcel Number

Primary APN	`29-1-1.-20`
Alternative APNs	`228902900000010010000020` `332289 29-1-1.-20`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	1,715 sqft
1st Floor Area	782 sqft
Upper Floors Area	552 sqft
Basement Area	336 sqft
Finished Basement	336 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	436 sqft (0.01 acres)
View / Lot	Suburban
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29-1-1.-20
Street Address	404 MOUNTAIN LAUREL DR
City	MONROE
State	NY
Zip	10950-5105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR2
Legal Description	UNIT 4D WINDRDG CONDO ONEMAP 4865 .0143%
Legal Subdivision	WINDRDG COND
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4020
Census Tract	14302

Owner

404 Mountain Laurel Dr, a condominium, is owned and occupied by an individual who acquired it in April 2024.

Source: Orange County and Chester Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed, Transfer
Feb 21, 2023	Deed, Transfer
Nov 22, 2022	Deed, Transfer · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Sep 11, 2018	Deed, Transfer CBC NATIONAL BANK
Mar 17, 2017	Grant Deed, Transfer ROYAL T TITLE AGENCY, ROYAL T TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on File
Deed Sale	Sep 11, 2018 · Amount on File
Prior Sale	Mar 17, 2017 · Amount on File
Deed Document Number	201865691
Deed Book / Page	14458 / 255
Last Transfer Date	Apr 15, 2024
Transfer Doc	0000024548
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 22, 2024
Property Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000024548
Book / Page	15559 / 1291
Instrument Date	Apr 15, 2024
Instrument	20240024548
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Feb 21, 2023
Property Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000012289
Book / Page	15383 / 234
Instrument Date	Feb 14, 2023
Instrument	20230012289
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Nov 22, 2022
Property Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000080981
Book / Page	15339 / 727
Instrument Date	Oct 19, 2022
Instrument	20220080981
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 PHILLIPS ST, MIDDLETOWN, NY 10940-4232

Mortgage

Document Number	0000080982
Date	Nov 22, 2022
Book Page	15339/731
Instrument	20220080982

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 11, 2018
Property Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000065691
Book / Page	14458 / 255
Instrument Date	Aug 17, 2018
Instrument	20180065691
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 DECKER DR, WASHINGTONVILLE, NY 10992-1383

Mortgage

Document Number	0000065692
Date	Sep 11, 2018
Book Page	0000014458/0000000259
Instrument	20180065692

Lender

Name	CBC NATIONAL BANK

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Mar 17, 2017
Property Address	404 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000019279
Book / Page	014201 / 000266
Instrument Date	Feb 24, 2017
Instrument	19279
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ROYAL T TITLE AGENCY, ROYAL T TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 W END AVE #5F NEW YORK NY 100234933, 5F, NEW YORK, NY 10023-4933

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,000 (-) Building $62,000	$169,700 (+8.16%)
2024	$4,867.00	$62,000 (-) Building $62,000	$156,900 (+3.77%)
2023		$62,000 Building $62,000	$151,200 Building $151,200
2021	$1,887.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Mountain Laurel Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	33 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Mountain Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HILL FARMS WATER DISTRICT serves 1,868 people · EPA ID NY3505650
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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