402 Mountain Laurel Dr, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 402 Mountain Laurel Dr, Monroe, NY 10950

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,840 sqft · built 1979
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Sep 2019)
Tax Bill	$4,669 (2024)
Deeds & Mortgages	Aug 2021 Refinance Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-1-1.-18`

Property Details

APN / Parcel Number

Primary APN	`29-1-1.-18`
Alternative APNs	`228902900000010010000018` `332289 29-1-1.-18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	600 sqft
2nd Floor Area	640 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	436 sqft (0.01 acres)
View / Lot	Suburban
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29-1-1.-18
Street Address	402 MOUNTAIN LAUREL DR
City	MONROE
State	NY
Zip	10950-5105
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR2
Legal Description	UNIT 4B WINDRDG CONDO ONEMAP 4865 .0133%
Legal Subdivision	WINDRDG COND
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4020
Census Tract	14302

Owner

Source: Orange County and Chester Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 6, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 5, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Nov 22, 2016 · Amount on Record
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	0000044467
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	402 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051820
Date	Aug 2, 2021
Book Page	15021/876
Instrument	20210051820

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 6, 2019
Property Address	402 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000064278
Book / Page	014620 / 000684
Instrument Date	Aug 5, 2019
Instrument	64278
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	DIVERSIFIED LAND SERVICES INC, DIVERSIFIED LAND SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 PAVILION RD #1 SUFFERN NY 109014640, 1, SUFFERN, NY 10901-4640

Mortgage

Document Number	64279
Date	Sep 6, 2019
Book Page	014620/000688
Instrument	64279

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	402 MOUNTAIN LAUREL DR, MONROE, NY 10950-5105
Document Number	0000064279
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	DIVERSIFIED LAND SERVICES INC, DIVERSIFIED LAND SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 PAVILION RD #1 SUFFERN NY 109014640, 1, SUFFERN, NY 10901-4640

Mortgage

Document Number	0000064279
Date	Sep 6, 2019
Book Page	014620/000688
Instrument	64279

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,000 (-) Building $59,000	$161,500 (+12.23%)
2024	$4,669.00 (+155.98%)
2023		$59,000 (-) Building $59,000	$143,900 (+17.57%) Building $143,900
2022		$59,000 Building $59,000	$122,400 Building $122,400
2021	$1,824.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	33 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HILL FARMS WATER DISTRICT serves 1,868 people · EPA ID NY3505650
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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