403 Montclair Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 403 Montclair Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,447 sqft · built 1972
Lot Size	0.164 acres (7,139 sqft)
Owner	2 Individual Names on File
Last Sale	$143,800 (Mar 2018)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C023030`

Property Details

APN / Parcel Number

Primary APN	`000C023030`
Alternative APNs	`03-0926-01-3-13-26-0000` `R0341095` `C023030` `C02303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,159 sqft
Unfinished Basement	129 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,139 sqft (0.164 acres)
View / Lot	Neighborhood / Spot
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 MONTCLAIR DR
City	BILLINGS
State	MT
Zip	59102-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	WESTRIDGE SUBD 1ST FILING, S01, T01 S, R25 E, BLOCK 3, LOT 11, (LESS N5 & E2)
Legal Range	25E
Legal Township	01S
Legal Section	01
Legal Subdivision	WESTRIDGE SUBD 1ST FILING
Legal Block	3
Legal Lot Number	11
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2003
Census Tract	1804

Owner

403 Montclair Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 MONTCLAIR DR, BILLINGS, MT 59102-4437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
Mar 9, 2018	Deed of Trust, Mortgage WESTERN SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Deed Document Number	20183843393
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	403 MONTCLAIR DR, BILLINGS, MT 59102-4437
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MONTCLAIR DR, BILLINGS, MT 59102-4437

Mortgage

Document Number	0004060272
Date	Oct 13, 2023
Instrument	4060272

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	403 MONTCLAIR DR, BILLINGS, MT 59102-4437
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003843394
Date	Mar 9, 2018
Instrument	000003843394

Lender

Name	WESTERN SECURITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 403 Montclair Dr was $2,399, down 27.1% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,300 (-) Land $46,222 Building $316,078	$362,300 (-) Land $46,222 Building $316,078
2025	$2,399.00 (-27.13%)	$362,300 Land $46,222 Building $316,078	$362,300 Land $46,222 Building $316,078
2024	$3,292.00 (+11.44%)
2023	$2,954.00	$331,100	$331,100 Land $46,653 Building $284,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Montclair Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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