Berrien County property record for 404 Monroe St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,645 sqft · built 1972 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2021) |
| Tax Bill | $2,608 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jan 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-4900-0009-00-4 |
| Primary APN | 14-4900-0009-00-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Basement Area | 1,645 sqft |
| Unfinished Basement | 1,645 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Lot Area | 28,967 sqft (0.665 acres) |
| Lot Dimensions | 207 ft deep x 140 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 404 MONROE ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOTS 9 & 10, MAPLEWOOD HEIGHTS. |
| Legal Subdivision | MAPLEWOOD HEIGHTS |
| Legal Lot Number | 9-10 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 MONROE ST, NILES, MI 49120-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED FCU |
| Jan 19, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | Jul 6, 2006 · Amount on File |
| Deed Book / Page | 3326 / 2584 |
| Prior Transfer Date | Jan 19, 2018 |
| Prior Transfer Doc | 03195/1483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 7, 2021 |
| Property Address | 404 MONROE ST, NILES, MI 49120-1135 |
| Document Number | 03326/2584 |
| Book / Page | 3326 / 2584 |
| Instrument Date | Apr 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21040 QUIET RIDGE CT, SOUTH BEND, IN 46614-5181 |
| Name | Verified Name |
|---|---|
| Address | 404 MONROE ST, NILES, MI 49120-1135 |
| Document Number | 03326/2791 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 3326/2791 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 19, 2018 |
| Property Address | 404 MONROE ST, NILES, MI 49120-1135 |
| Document Number | 03195/1483 |
| Book / Page | 3195 / 1483 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 3195-1483 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 MONROE ST, NILES, MI 49120-1135 |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 404 MONROE ST, NILES, MI 49120-1135 |
| Investor | Possibly a Property Investor |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,200 (+13.71%) | $270,400 (+13.71%) | |
| 2025 | $2,608.00 (+2.52%) Homeowner's exemption | $118,900 (+33.75%) | $237,800 (+33.75%) |
| 2024 | $2,544.00 (+10.46%) | ||
| 2023 | $88,900 | $177,800 | |
| 2022 | $2,303.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2008–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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