404 McCosh Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 404 McCosh Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,473 sqft · built 1977
Lot Size0.22 acres (9,583 sqft)
Owner2 Trust Names on Record
Tax Bill$3,443 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Oct 2019 Transfer
+ 3 more
APN0271014000540

Property Details

APN / Parcel Number

Primary APN0271014000540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,473 sqft Living Area
1st Floor Area1,473 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area282 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address404 MCCOSH DR
CityCHESAPEAKE
StateVA
Zip23320-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description54 PRINCETON HALLS SEC 5
Legal SubdivisionPRINCETON HALLS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address8138 SPRINGWOOD CT, NORFOLK, VA 23518-3037
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2019Deed of Trust, Mortgage · Line of Credit
CHARTWAY FEDERAL CREDIT UNION
Oct 16, 2019Intrafamily Transfer, Transfer
Mar 30, 2020Intrafamily Transfer, Transfer
Aug 22, 2019Intrafamily Transfer, Transfer
Dec 4, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2017
Deed SaleDec 4, 2017
Deed Document Number201733354
Deed Book / Page9861 / 1352
Last Transfer DateOct 8, 2019
Transfer Doc10130/806
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address404 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySTEWART TITLE, STEWART TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010092/67
DateDec 18, 2019
Book Page10092/67
Instrument190035160
Lender
NameCHARTWAY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 12, 2034
Interest
Rate TypeAdjustable Rate

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 16, 2019
Property Address404 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Document Number10067/477
Book / Page10067 / 477
Instrument DateOct 8, 2019
Instrument190027953
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8138 SPRINGWOOD CT, NORFOLK, VA 23518-3037

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 30, 2020
Property Address404 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Document Number10130/806
Book / Page10130 / 806
Instrument DateOct 8, 2019
Instrument200009789
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8138 SPRINGWOOD CT, NORFOLK, VA 23518-3037

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 22, 2019
Property Address404 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Document Number10047/877
Book / Page10047 / 877
Instrument DateAug 15, 2019
Instrument190022202
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8138 SPRINGWOOD CT, NORFOLK, VA 23518-3037

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 4, 2017
Property Address404 MCCOSH DR, CHESAPEAKE, VA 23320-6119
Document Number9861/1352
Book / Page9861 / 1352
Instrument DateNov 28, 2017
Instrument170033354
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 MCCOSH DR, CHESAPEAKE, VA 23320-6119

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,800 (+0.56%) Land $130,000 Building $212,800$342,800 (+0.56%) Land $130,000 Building $212,800
2025$3,443.00 (+8.82%)$340,900 (+24.42%) Land $120,000 Building $220,900$340,900 (+24.42%) Land $120,000 Building $220,900
2024$3,164.00 (+43.62%)
2023$274,000 (+10.98%) Land $95,000 Building $179,000$274,000 (+10.98%) Land $95,000 Building $179,000
2022$246,900 Land $85,000 Building $161,900$246,900 Land $85,000 Building $161,900
2019$2,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1999)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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