356 McCosh Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 356 McCosh Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,491 sqft · built 1984
Lot Size0.256 acres (11,151 sqft)
Owner2 Individual Names on Record
Last Sale$189,900 (Apr 2013)
Tax Bill$3,444 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Mar 2019 Mortgage
+ 1 more
APN0271018000320

Property Details

APN / Parcel Number

Primary APN0271018000320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,491 sqft Living Area
1st Floor Area1,470 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,151 sqft (0.256 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area345 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area419 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address356 MCCOSH DR
CityCHESAPEAKE
StateVA
Zip23320-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal DescriptionLOT 87 PRINCETON HALLS SEC 6B
Legal SubdivisionPRINCETON HALLS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address356 MCCOSH DR, CHESAPEAKE, VA 23320-6108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 7, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 30, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2013 · Amount on Record
Deed SaleApr 19, 2013 · Amount on Record
Deed Book / Page9049 / 263
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address356 MCCOSH DR, CHESAPEAKE, VA 23320-6108
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010897/25
DateSep 23, 2025
Book Page10897/25
Instrument250021875
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2045

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address356 MCCOSH DR, CHESAPEAKE, VA 23320-6108
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009993/25
DateMar 7, 2019
Book Page9993/25
Instrument190005263
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address356 MCCOSH DR, CHESAPEAKE, VA 23320-6108
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010190/932
DateJul 30, 2020
Book Page10190/932
Instrument200025547
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,100 (+0.91%) Land $130,000 Building $214,100$344,100 (+0.91%) Land $130,000 Building $214,100
2025$3,444.00 (+50.46%)$341,000 (+21.09%) Land $120,000 Building $221,000$341,000 (+21.09%) Land $120,000 Building $221,000
2023$281,600 (+9.61%) Land $95,000 Building $186,600$281,600 (+9.61%) Land $95,000 Building $186,600
2022$256,900 Land $85,000 Building $171,900$256,900 Land $85,000 Building $171,900
2019$2,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1999)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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