404 Matthew Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 404 Matthew Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,189 sqft · built 1969
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2025)
Tax Bill	$5,689 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
APN	`04-32-0-113-017`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-113-017`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,189 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Mixed
Garage Area	393 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	404 MATTHEW DR
City	O FALLON
State	IL
Zip	62269-2742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS ANNEX 4TH ADD LOT/SEC-93 DOC A02209669
Legal Subdivision	SOUTHVIEW GARDENS ANNEX 4TH ADD
Legal Block	113
Legal Lot Number	93
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1016
Census Tract	504352

Owner

Source: St. Clair County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 MATTHEW DR, O FALLON, IL 62269-2742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Aug 7, 2025 · Amount on Record
Deed Document Number	20252869142
Prior Transfer Date	Apr 13, 2010
Prior Transfer Doc	00A2209669
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 16, 2025
Property Address	404 MATTHEW DR, O FALLON, IL 62269-2742
Document Number	0A02869142
Map Reference	MB 63 PG 12
Instrument Date	Dec 12, 2025
Instrument	A02869142
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 52, O FALLON, IL 62269-0052

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 MATTHEW DR, O FALLON, IL 62269-2742

Mortgage

Document Number	0A02869143
Date	Dec 16, 2025
Instrument	A02869143

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,689.00	$78,054 (+22.55%) Land $15,289 Building $62,765	$234,162 (+22.55%) Land $45,867 Building $188,295
2022		$63,691 Land $12,476 Building $51,215	$191,073 Land $37,428 Building $153,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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