401 Matthew Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 401 Matthew Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 841 sqft · built 1969
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2025)
Tax Bill	$6,249 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 4 more
APN	`04-32-0-122-001`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-122-001`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	841 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Mixed
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	401 MATTHEW DR
City	O FALLON
State	IL
Zip	62269-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW GARDENS ANNEX 7TH ADD LOT/SEC-249 A02862791
Legal Subdivision	SOUTHVIEW GARDENS ANNEX 7TH ADD
Legal Block	122
Legal Lot Number	249
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1018
Census Tract	504352

Owner

401 Matthew Dr is owned and occupied by two individuals who bought it in October 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jun 7, 2022	Warranty Deed, Transfer · VA Mortgage CARROLLTON BANK
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MTG
Feb 21, 2019	Warranty Deed, Transfer FATRWAY INDPNT MTG CORP
Dec 13, 2017	Quit Claim Deed, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Jun 7, 2022 · Amount on File
Deed Document Number	20252862791
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0002561312
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 8, 2025
Property Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Document Number	0A02862791
Map Reference	MB 62 PG 28
Instrument Date	Sep 5, 2025
Instrument	A02862791
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 MATTHEW DR, O FALLON, IL 62269-2741

Mortgage

Document Number	0A02862792
Date	Oct 8, 2025
Instrument	A02862792

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 7, 2022
Property Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Document Number	0A02748763
Map Reference	MB 62 PG 28
Instrument Date	May 31, 2022
Instrument	A02748763
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MATTHEW DR, O FALLON, IL 62269-2741

Mortgage

Document Number	0A02748764
Date	Jun 7, 2022
Instrument	A02748764

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Document Number	00A2674215
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 MATTHEW DR O FALLON IL 622692741, O FALLON, IL 62269-2741

Mortgage

Document Number	00A2674215
Date	Nov 5, 2020
Instrument	2674215

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Document Number	00A2634861
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 MATTHEW DR O FALLON IL 622692741, O FALLON, IL 62269-2741

Mortgage

Document Number	00A2634861
Date	Dec 2, 2019
Instrument	2634861

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 21, 2019
Property Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Document Number	00A2604639
Instrument Date	Feb 13, 2019
Instrument	2604639
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 MATTHEW DR O FALLON IL 622692741, O FALLON, IL 62269-2741

Mortgage

Document Number	A2604640
Date	Feb 21, 2019
Instrument	2604640

Lender

Name	FATRWAY INDPNT MTG CORP
Address	CARROLLTON, IL 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Interest

Rate	4%

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 13, 2017
Property Address	401 MATTHEW DR, O FALLON, IL 62269-2741
Document Number	00A2561312
Instrument Date	Nov 20, 2017
Instrument	2561312
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 MATTHEW DR O FALLON IL 622692741, O FALLON, IL 62269-2741

Mortgage

Document Number	A2561313
Date	Dec 13, 2017
Instrument	2561313

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 401 Matthew Dr was $6,249, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,249.00 (+8.4%)	$86,704 (+9.62%) Land $16,543 Building $70,161	$260,112 (+9.62%) Land $49,629 Building $210,483
2024	$5,765.00	$79,095 Land $15,091 Building $64,004	$237,285 Land $45,273 Building $192,012
2022		$64,541 Land $12,314 Building $52,227	$193,623 Land $36,942 Building $156,681

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 401 Matthew Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Matthew Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

Nearby Properties on Matthew Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures