Fayette County property record for 404 Main St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 857 sqft · built 1963 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $22,500 (Sep 2011) |
| Tax Bill | $896 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814253004 |
| Primary APN | 0814253004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 857 sqft Living Area |
| 1st Floor Area | 857 sqft |
| Basement Area | 214 sqft |
| Unfinished Basement | 214 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Slab |
| Porch Area | 36 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 404 MAIN ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 10 & BEG SW CRN LOT 10, TH S 16.93' TO PT 33' N OF C/L MAIN ST, TH E 50' PRL & 33' N OF SAID C/L, TH N 16.93' TO |
| Legal Subdivision | TO POB, 2ND ADD |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 80600 |
Source: Fayette County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 909 SWITCH ST, ELGIN, IA 52141-9625 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2011 · Amount on Record |
| Deed Sale | Sep 16, 2011 · Amount on Record |
| Deed Document Number | 20112518 |
| Deed Book / Page | 2011 / 2518 |
| Record Updated | Oct 29, 2026 |
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896.00 | $60,450 (-) Land $5,820 Building $54,630 | $60,450 (-) Land $5,820 Building $54,630 |
| 2025 | $896.00 (+9.27%) | $60,450 (+14.53%) Land $5,820 Building $54,630 | $60,450 (+14.53%) Land $5,820 Building $54,630 |
| 2024 | $820.00 (-3.76%) | ||
| 2023 | $52,780 (+26.36%) Land $5,820 Building $46,960 | $52,780 (+26.36%) Land $5,820 Building $46,960 | |
| 2022 | $852.00 | $41,770 Land $4,850 Building $36,920 | |
| 2021 | $41,770 Land $4,850 Building $36,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures