Fayette County property record for 308 Main St, Elgin, IA 52141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 1950 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Oct 2022) |
| Tax Bill | $1,806 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0814254002 |
| Primary APN | 0814254002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| 1st Floor Area | 1,358 sqft |
| Basement Area | 1,358 sqft |
| Finished Basement | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 728 sqft |
| Carport | Carport |
| Carport Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 308 MAIN ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 & 10 BLK 2 ELGIN 2ND ADD |
| Legal Subdivision | SECON ADDITION TO ELGIN |
| Legal Block | 2 |
| Legal Lot Number | 9,10 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 80600 |
308 Main St is owned and occupied by two individuals who bought it in October 2022.
Source: Fayette County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK |
| Oct 31, 2022 | Deed, Transfer |
| Oct 31, 2022 | Deed, Transfer |
| Oct 31, 2022 | Affidavit, Transfer |
| Oct 31, 2022 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on File |
| Deed Sale | Oct 31, 2022 · Amount on File |
| Prior Sale | Oct 31, 2022 · Amount on File |
| Deed Document Number | 20223307 |
| Deed Book / Page | 2022 / 3307 |
| Prior Transfer Date | Feb 3, 2011 |
| Prior Transfer Doc | 02011/0388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002023/834 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 2023/834 |
| Instrument | 2023-834 |
| Name | KERNDT BROTHERS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Nov 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Oct 31, 2022 |
| Property Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Number | 02022/3307 |
| Book / Page | 2022 / 3307 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-3307 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $115.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Oct 31, 2022 |
| Property Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Number | 02022/3306 |
| Book / Page | 2022 / 3306 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-3306 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $115.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Oct 31, 2022 |
| Property Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Number | 02022/3311 |
| Book / Page | 2022 / 3311 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-3311 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Oct 31, 2022 |
| Property Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
| Document Number | 02022/3310 |
| Book / Page | 2022 / 3310 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-3310 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 MAIN ST, ELGIN, IA 52141-9628 |
The 2026 property tax bill for 308 Main St was $1,806 with a homeowner's exemption.
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,806.00 | $145,550 (-1.26%) Land $10,920 Building $134,630 | $145,550 (-1.26%) Land $10,920 Building $134,630 |
| 2025 | $1,806.00 (-2.48%) Homeowner's exemption | $147,400 Land $10,920 Building $136,480 | $147,400 Land $10,920 Building $136,480 |
| 2024 | $1,852.00 | ||
| 2023 | $129,370 (+24.79%) Land $10,920 Building $118,450 | $129,370 Land $10,920 Building $118,450 | |
| 2022 | $1,862.00 Homeowner's exemption | $103,670 Land $9,100 Building $94,570 | |
| 2021 | $103,670 Land $9,100 Building $94,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 20 (1991–2016) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures