404 M St, Aurora, NE 68818 Property Records

Hamilton County property record for 404 M St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1951
Lot Size	0.393 acres (17,130 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Aug 2005)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10240-001-1270`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10240-001-1270`
Alternative APNs	`3445-00-0-10240-001-1270` `410052566`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	17,130 sqft (0.393 acres)
Lot Dimensions	120 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	404 M ST
City	AURORA
State	NE
Zip	68818-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 2-4 EXC SO 50' BLK 1 BEARDS FIRST ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	BEARDS FIRST ADD
Legal Block	1
Legal Lot Number	2-4
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	4
Census Block	4050
Census Tract	969300

Owner

404 M St is owned and occupied by two individuals who bought it in August 2005.

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 M ST, AURORA, NE 68818-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2005 · Amount on File
Deed Sale	Aug 9, 2005 · Amount on File
Deed Document Number	20051746
Deed Book / Page	92 / 9
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	404 M ST, AURORA, NE 68818-1943
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 M ST, AURORA, NE 68818-1943

Mortgage

Document Number	0000347/94
Date	Dec 8, 2021
Book Page	347/94
Instrument	2021-02655

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	166 Months
Due	Oct 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	404 M ST, AURORA, NE 68818-1943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	326/144
Date	Dec 9, 2019
Book Page	326/144
Instrument	2019-03965

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 404 M St was $1,737.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,895 (+6.87%) Land $34,260 Building $140,635	$174,895 (+6.87%) Land $34,260 Building $140,635
2025	$1,737.00	$163,645 Land $34,260 Building $129,385	$163,645 Land $34,260 Building $129,385
2023	$1,892.00	$134,085 Land $34,260 Building $99,825	$134,085 Land $34,260 Building $99,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 M St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 404 M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Viaero Wireless.

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