313 M St, Aurora, NE 68818 Property Records

Hamilton County property record for 313 M St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,483 sqft · built 1906
Lot Size	0.27 acres (11,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (May 2021)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3445-04-0-10180-012-1164`

Property Details

APN / Parcel Number

Primary APN	`3445-04-0-10180-012-1164`
Alternative APNs	`3445-00-0-10180-012-1164` `410051438`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,483 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,915 sqft
Finished Basement	1,064 sqft
Unfinished Basement	530 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,750 sqft (0.27 acres)
Lot Dimensions	125 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	322 sqft
Utility Building	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	313 M ST
City	AURORA
State	NE
Zip	68818-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 11-12 BLK 12 MILLERS ADD
Legal Range	06
Legal Township	10
Legal Section	04
Legal Subdivision	MILLERS ADD
Legal Block	12
Legal Lot Number	11-12
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	2
Census Block	2081
Census Tract	969300

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	313 M ST, AURORA, NE 68818-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND CU
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU
Jul 25, 2017	Special Warranty Deed, Transfer
Jul 25, 2017	Special Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Apr 21, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	20211252
Deed Book / Page	108 / 62
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	313 M ST, AURORA, NE 68818-1538
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501462
Date	Sep 10, 2025
Instrument	2025-01462

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	HUTCHINSON, KS 67504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	313 M ST, AURORA, NE 68818-1538
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	342/47
Date	May 26, 2021
Book Page	342/47
Instrument	2021-01253

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	HUTCHINSON, KS 67502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	May 26, 2021
Property Address	313 M ST, AURORA, NE 68818-1538
Document Number	0000108/62
Book / Page	108 / 62
Instrument Date	May 13, 2021
Instrument	2021-01252
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000342/47
Date	May 26, 2021
Book Page	342/47
Instrument	2021-01253

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	HUTCHINSON, KS 67502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Jul 25, 2017
Property Address	313 M ST, AURORA, NE 68818-1538
Document Number	103/435
Book / Page	103 / 435
Instrument Date	Jul 10, 2017
Instrument	1322
Transaction Type	Transfer
Record Updated	Feb 18, 2021

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Jul 25, 2017
Property Address	313 M ST, AURORA, NE 68818-1538
Document Number	000103/435
Book / Page	103 / 435
Instrument Date	Jul 10, 2017
Instrument	1322
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	00310/0189
Date	Jul 25, 2017
Book Page	310/0189

Lender

Name	PINNACLE BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON NE
Recording Date	Apr 21, 2017
Property Address	313 M ST, AURORA, NE 68818-1538
Document Number	000103/242
Book / Page	103 / 242
Instrument Date	Apr 20, 2017
Instrument	0693
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,675 (+7.97%) Land $23,500 Building $282,175	$305,675 (+7.97%) Land $23,500 Building $282,175
2025	$3,006.00 (-5.38%)	$283,100 (+25.7%) Land $23,500 Building $259,600	$283,100 (+25.7%) Land $23,500 Building $259,600
2023	$3,177.00	$225,210 Land $23,500 Building $201,710	$225,210 Land $23,500 Building $201,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Viaero Wireless.

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