Madison County property record for 404 Locust Cv, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,069 sqft · built 1998 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $642,190 (Jul 2022) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 082H-34-048 |
| Primary APN | 082H-34-048 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,069 sqft Adjusted Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 2,655 sqft |
| 2nd Floor Area | 796 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 103,673 sqft (2.38 acres) |
| Pool Area | 800 sqft |
| Patio Area | 2,636 sqft |
| Cooling System | Central |
|---|
| Account Number | 23943 |
|---|---|
| Street Address | 404 LOCUST CV |
| City | MADISON |
| State | MS |
| Zip | 39110-7022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 7 TWIN CEDARS BEING 2.38AC C@183 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 34 |
| Legal Subdivision | TWIN CEDARS |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30208 |
Source: Madison County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 LOCUST CV, MADISON, MS 39110-7022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Aug 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Apr 5, 2012 · Amount on Record |
| Deed Document Number | 2022962442 |
| Deed Book / Page | 4240 / 801 |
| Prior Transfer Date | Mar 23, 2012 |
| Prior Transfer Doc | 2774/980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 28, 2022 |
| Property Address | 404 LOCUST CV, MADISON, MS 39110-7022 |
| Document Number | 004240/801 |
| Book / Page | 4240 / 801 |
| Map Reference | CAB C SL 183 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 962442 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2199 LIVINGSTON WAY, 2199, HERNANDO, MS 38632 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 LOCUST CV, MADISON, MS 39110-7022 |
| Document Number | 0000962443 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 962443 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 404 LOCUST CV, MADISON, MS 39110-7022 |
| Document Number | 0000870217 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 LOCUST CV MADISON MS 391107022, MADISON, MS 39110-7022 |
| Document Number | 0000870217 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 003753/000905 |
| Instrument | 870217 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 14, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 (-0.06%) Homeowner's exemption | $37,326 (-0.04%) | $373,260 (-0.04%) Land $70,000 Building $303,260 |
| 2024 | $3,534.00 | ||
| 2023 | $3,534.00 Homeowner's exemption | $37,342 | $373,420 Land $70,000 Building $303,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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