Madison County property record for 401 Locust Cv, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,802 sqft · built 1997 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,634 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 082H-34-045 |
| Primary APN | 082H-34-045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,802 sqft Adjusted Area |
| 1st Floor Area | 2,876 sqft |
| 2nd Floor Area | 842 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 88,427 sqft (2.03 acres) |
| Pool Area | 800 sqft |
| Deck Area | 48 sqft |
| Patio Area | 544 sqft |
| Cooling System | Central |
|---|
| Account Number | 23940 |
|---|---|
| Old Parcel Number | 082H-34 -045/00.00 |
| Street Address | 401 LOCUST CV |
| City | MADISON |
| State | MS |
| Zip | 39110-7023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 4 TWIN CEDARS SUBDN BEING 2.03 AC |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 34 |
| Legal Subdivision | TWIN CEDARS |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30208 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 LOCUST CV, MADISON, MS 39110-7023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 1997 |
| Deed Sale | Mar 19, 1997 |
| Deed Document Number | 0000393375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 401 LOCUST CV, MADISON, MS 39110-7023 |
| Document Number | 0000828472 |
| Book / Page | 003545 / 000978 |
| Instrument Date | Nov 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 401 LOCUST CV MADISON MS 391107023, MADISON, MS 39110-7023 |
| Document Number | 0000828472 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 003545/000978 |
| Instrument | 828472 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39215-1182 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,634.00 (-2.05%) Homeowner's exemption | $38,316 (-1.91%) | $383,160 (-1.91%) Land $70,000 Building $313,160 |
| 2024 | $3,710.00 | ||
| 2023 | $3,710.00 Homeowner's exemption | $39,062 | $390,620 Land $70,000 Building $320,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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