404 Lighthouse Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 404 Lighthouse Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,016 sqft · built 1920
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on Record
Last Sale	$1,160,000 (Jan 2016)
Tax Bill	$15,095 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-196-006-000`

Property Details

APN / Parcel Number

Primary APN	`006-196-006-000`
Alternative APN	`006-196-006`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,016 sqft Living Area
1st Floor Area	3,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	006-196-006
Street Address	404 LIGHTHOUSE AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2810
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PACIFIC GROVE RETREAT LOT 16, 18, 20 BLK 27
Legal Subdivision	PACIFIC GROVE RETREAT
Legal Block	27
Legal Lot Number	16,18
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2041
Census Tract	12401

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2810
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jun 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2016 · Amount on Record
Deed Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	20164522
Last Transfer Date	Jun 18, 2018
Transfer Doc	0000027959
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	404 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2810
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084137
Date	Dec 17, 2021
Instrument	2021084137

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	404 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036062
Date	Aug 22, 2019
Instrument	2019036062

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 26, 2018
Property Address	404 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2810
Document Number	0000027959
Instrument Date	Jun 18, 2018
Instrument	27959
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	224 W ALISAL ST SALINAS CA 939011940, SALINAS, CA 93901-1940

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,400,662 (+2%) Land $784,854 Building $615,808
2025	$15,095.00 (+5.05%)	$1,373,199 (+4.04%) Land $769,465 Building $603,734
2024	$14,369.00 (-1.16%)
2023	$14,537.00 (+2.06%)	$1,319,879 Land $739,587 Building $580,292
2022	$14,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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