403 Lighthouse Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 403 Lighthouse Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,888 sqft · built 1932
Lot Size	0.141 acres (6,134 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Nov 2001)
Tax Bill	$13,452 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-261-002-000`

Property Details

APN / Parcel Number

Primary APN	`006-261-002-000`
Alternative APNs	`006-261-002` `006261020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,134 sqft (0.141 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-261-002
Street Address	403 LIGHTHOUSE AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD TO PACIFIC GROVE LOT 2, 4 & 6 BLK 21
Legal Subdivision	1ST ADD OF PACIFIC GROVE, JOHNSON RESUBD
Legal Block	21
Legal Lot Number	2,4
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2005
Census Tract	12302

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2001 · Amount on Record
Deed Sale	Nov 28, 2001 · Amount on Record
Deed Document Number	2001100014
Last Transfer Date	May 6, 2008
Transfer Doc	0000037462
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	403 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015865
Date	Apr 13, 2018
Instrument	2018015865

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	403 LIGHTHOUSE AVE, PACIFIC GROVE, CA 93950-2814
Document Number	0000027118
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 LIGHTHOUSE AVE PACIFIC GROVE CA 939502814, PACIFIC GROVE, CA 93950-2814

Mortgage

Document Number	0000027118
Date	Jun 8, 2020
Instrument	27118

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2035

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,255,689 (+2%) Land $738,641 Building $517,048
2025	$13,452.00 (+3.48%) Homeowner's exemption	$1,231,068 (+4.04%) Land $724,158 Building $506,910
2023	$12,999.00 (+2.07%) Homeowner's exemption	$1,183,266 Land $696,039 Building $487,227
2022	$12,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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