404 Lacy Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 404 Lacy Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	2,069 sqft Heated Area
Lot Size	18,252 sqft (0.419 acres)
Occupancy	Owner Occupied
Last Sale	$38,500 (2003)
Tax Bill	$2,909.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`113999`
Alternative APN	`192531301400010510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,069 sqft Heated Area
Gross Area	2,960 sqft Gross Area
1st Floor	2,069 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,252 sqft (0.419 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	451 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	113999
Street Address	404 LACY CT
City	SAINT CLOUD
State	FL
Zip	34771-8274
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 51
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3014
Legal Block	1
Legal Lot Number	51
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1042
Census Tract	43600

Owner

Source: Osceola County records · APN 113999

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	404 LACY CT, SAINT CLOUD, FL 34771-8274
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2003 · Amount on Record
Deed Sale	Jul 01, 2003 · Amount on Record
Deed Doc Number	0228300374
Deed Book / Page	02283 / 00374
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,909.00 (+8.22%) Homeowner's exemption	$199,384 (+5.99%)	$386,200 (+6.13%) Land $82,500 Building $303,700
2023	$2,688.00 (+4.71%) Homeowner's exemption	$188,122 (+3%)	$363,900 (+6.59%) Land $66,000 Building $297,900
2022	$2,567.00 Homeowner's exemption	$182,643	$341,400 Land $60,500 Building $280,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.