403 Lacy Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 403 Lacy Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	2,612 sqft Heated Area
Lot Size	15,420 sqft (0.353 acres)
Occupancy	Owner Occupied
Last Sale	$35,000 (2003)
Tax Bill	$3,579.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`114001`
Alternative APN	`192531301400010530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,612 sqft Heated Area
Gross Area	3,413 sqft Gross Area
1st Floor	2,612 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Stone Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,420 sqft (0.353 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Area	279 sqft Pool
Deck Area	598 sqft Deck
Porch	Open Porch
Porch Area	339 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	114001
Street Address	403 LACY CT
City	SAINT CLOUD
State	FL
Zip	34771-8274
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 19, 20-25-31 LOT 53
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3014
Legal Block	1
Legal Lot Number	53
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1042
Census Tract	43600

Owner

Source: Osceola County records · APN 114001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	403 LACY CT, SAINT CLOUD, FL 34771-8274
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2003 · Amount on Record
Deed Sale	Jul 10, 2003 · Amount on Record
Deed Doc Number	0228901049
Deed Book / Page	02289 / 01049
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,579.00 (+7.64%) Homeowner's exemption	$247,763 (+5.99%)	$449,100 (+5.47%) Land $75,000 Building $374,100
2023	$3,325.00 (+4.33%) Homeowner's exemption	$233,768 (+3%)	$425,800 (+6.32%) Land $60,000 Building $365,800
2022	$3,187.00 Homeowner's exemption	$226,960	$400,500 Land $55,000 Building $345,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.