404 Kinnakeet Dr, Durham, NC 27704 Property Records

Durham County property record for 404 Kinnakeet Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,340 sqft · built 2015
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Jul 2015)
Tax Bill	$4,580 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0852-45-5201`

Property Details

APN / Parcel Number

Primary APN	`0852-45-5201`
Alternative APNs	`0852-45-52-0133` `216958`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,340 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	404 KINNAKEET DR
City	DURHAM
State	NC
Zip	27704-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.840
Legal Description	CARDINAL OAKS/PH:01/LT#09 8 PL:000193-000306
Legal Subdivision	CARDINAL OAKS
Legal Phase	1
Legal Lot Number	98
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4004
Census Tract	1806

Owner

404 Kinnakeet Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 KINNAKEET DR, DURHAM, NC 27704-5275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN FIRST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	201525177
Deed Book / Page	7757 / 51
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	404 KINNAKEET DR, DURHAM, NC 27704-5275
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104270065
Date	Nov 18, 2025
Book Page	10427/65
Instrument	2025154528

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	404 KINNAKEET DR, DURHAM, NC 27704-5275
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092080171
Date	Jan 25, 2021
Book Page	9208/171
Instrument	2021003686

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 404 Kinnakeet Dr was $4,580, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,580.00 (+2.53%)	$450,656 (-) Land $70,625 Building $380,031	$450,656 (-) Land $70,625 Building $380,031
2025	$4,467.00	$450,656 Land $70,625 Building $380,031	$450,656 Land $70,625 Building $380,031
2023	$3,142.00 (+2.35%)
2022	$3,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Kinnakeet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Kinnakeet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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