403 Kinnakeet Dr, Durham, NC 27704 Property Records

Durham County property record for 403 Kinnakeet Dr, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,205 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Jan 2019)
Tax Bill	$4,405 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0852-45-6245`

Property Details

APN / Parcel Number

Primary APN	`0852-45-6245`
Alternative APNs	`0852-45-62-4581` `216972`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,205 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	403 KINNAKEET DR
City	DURHAM
State	NC
Zip	27704-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.840
Legal Description	CARDINAL OAKS/PH:01/LT#12 4 PL:000193-000306
Legal Subdivision	CARDINAL OAKS
Legal Phase	1
Legal Lot Number	124
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4003
Census Tract	1806

Owner

403 Kinnakeet Dr is owned and occupied by an individual who bought it in January 2019.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	403 KINNAKEET DR, DURHAM, NC 27704-5275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Warranty Deed, Transfer STATE EMPS CU
Nov 29, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 16, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Prior Sale	Apr 28, 2016 · Amount on File
Deed Document Number	20191387
Deed Book / Page	8579 / 760
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 20, 2020
Property Address	403 KINNAKEET DR, DURHAM, NC 27704-5275
Document Number	0088950954
Book / Page	008895 / 000954
Instrument Date	Mar 20, 2020
Instrument	9912
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 CHESTNUT OAK PL DURHAM NC 277045199, DURHAM, NC 27704-5199

Mortgage

Document Number	88950957
Date	Mar 20, 2020
Book Page	008895/000957
Instrument	9913

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 KINNAKEET DR, DURHAM, NC 27704-5275
Document Number	0088150016
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	403 KINNAKEET DR DURHAM NC 277045275, DURHAM, NC 27704-5275

Mortgage

Document Number	0088150016
Date	Dec 3, 2019
Book Page	008815/000016
Instrument	44574

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 16, 2019
Property Address	403 KINNAKEET DR, DURHAM, NC 27704-5275
Document Number	0085790760
Book / Page	008579 / 000760
Instrument Date	Jan 16, 2019
Instrument	1387
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 KINNAKEET DR DURHAM NC 277045275, DURHAM, NC 27704-5275

Mortgage

Document Number	85790762
Date	Jan 16, 2019
Book Page	008579/000762
Instrument	1388

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 403 Kinnakeet Dr was $4,405, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,405.00 (+2.51%)	$433,502 (-) Land $71,250 Building $362,252	$433,502 (-) Land $71,250 Building $362,252
2025	$4,297.00	$433,502 Land $71,250 Building $362,252	$433,502 Land $71,250 Building $362,252
2023	$2,967.00 (+2.35%)	$226,512 Land $34,110 Building $192,402	$226,512 Land $34,110 Building $192,402
2022	$2,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Kinnakeet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Kinnakeet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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