404 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 404 Kenneth Cir, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 1,064 sqft · built 1979
Lot Size	0.019 acres (819 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Feb 2020)
Tax Bill	$3,310 (2023)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-402-024`

Property Details

APN / Parcel Number

Primary APN	`06-07-402-024`
Alternative APN	`06-07-402-024-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	819 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	404 KENNETH CIR
City	ELGIN
State	IL
Zip	60120-4334
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	KENNINGTON SQUARE
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4014
Census Tract	804403

Owner

Source: Cook County records · APN 06-07-402-024

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39W832 DAIRYHERD LN, SAINT CHARLES, IL 60175-6925
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP
Feb 03, 2020	Warranty Deed, Transfer FOX TITLE
Apr 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 03, 2020 · Amount on Record
Deed Sale	Feb 03, 2020 · Amount on Record
Prior Sale	Apr 14, 2006 · Amount on Record
Deed Document Number	202028045
Prior Transfer Date	Apr 18, 2019
Prior Transfer Doc	0000034004
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	404 KENNETH CIR, ELGIN, IL 60120-4334
Document Number	2007345042
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	Apr 06, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 KENNETH CIR ELGIN IL 601204334, ELGIN, IL 60120-4334

Mortgage

Document Number	2007345042
Date	Mar 13, 2020
Instrument	7345042

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2035

Interest

Rate Type	Fixed Rate
Rate	4.12%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 03, 2020
Property Address	404 KENNETH CIR, ELGIN, IL 60120-4334
Document Number	2003428045
Instrument Date	Jan 10, 2020
Instrument	3428045
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	FOX TITLE

Transaction

Amount	Amount Recorded
Tax	$75.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W832 DAIRYHERD LN ST CHARLES IL 601756925, ST CHARLES, IL 60175-6925

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 26, 2019
Property Address	404 KENNETH CIR, ELGIN, IL 60120-4334
Document Number	1911634004
Instrument Date	Apr 18, 2019
Instrument	11634004
Transaction Type	Transfer
Record Updated	May 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 KENNETH CIR ELGIN IL 601204334, ELGIN, IL 60120-4334

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+21.74%) Land $573 Building $13,427	$140,000 (+21.74%) Land $5,730 Building $134,270
2023	$3,310.00 (+2.89%)
2022	$3,217.00 Homeowner's exemption	$11,500 Land $1,500 Building $10,000	$115,000 Land $15,000 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 400 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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