308 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 308 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details1 bd · 1 ba · 1,064 sqft · built 1983
Lot Size0.019 acres (805 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Aug 2017)
Tax Bill$2,356 (2023)
Deeds & MortgagesJun 2021 Mortgage
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-07-402-093

Property Details

APN / Parcel Number

Primary APN06-07-402-093
Alternative APN
  • 06-07-402-093-0000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area805 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address308 KENNETH CIR
CityELGIN
StateIL
Zip60120-5132
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENINGTON) SQUARE (FIRST) ADDITION SUB OF PT OF SE S E SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENINGTON SQUARE FIRST
Legal Lot Number7
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4016
Census Tract804403

Owner

308 Kenneth Cir, a townhouse, is owned and occupied by an individual who bought it in August 2017.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address308 KENNETH CIR, ELGIN, IL 60120-5132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOME LOAN INV BK FSB
Aug 16, 2017Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2017 · Amount on File
Deed SaleAug 16, 2017 · Amount on File
Prior SaleAug 10, 1998 · Amount on File
Deed Document Number201746021
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address308 KENNETH CIR, ELGIN, IL 60120-5132
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015221273
DateJun 1, 2021
Instrument2115221273
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address308 KENNETH CIR, ELGIN, IL 60120-5132
Document Number1833933249
Instrument DateNov 17, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 KENNETH CIR ELGIN IL 601205132, ELGIN, IL 60120-5132

Mortgage

Document Number1833933249
DateDec 5, 2018
Instrument33933249
Lender
NameHOME LOAN INV BK FSB
TypeFederal Savings Bank
AddressWARWICK, RI 02886-1765
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 4, 2033

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 16, 2017
Property Address308 KENNETH CIR, ELGIN, IL 60120-5132
Document Number1722846021
Instrument DateJul 27, 2017
Instrument22846021
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanyLANDTRUST NATIONAL TITLE, LANDTRUST NAT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address897 GRACELAND AVE #3E DES PLAINES IL 600166453, 3E, DES PLAINES, IL 60016-6453

Mortgage

Document Number1722846022
DateAug 16, 2017
Instrument22846022
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 15, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,001 Land $564 Building $14,437$150,010 Land $5,640 Building $144,370
2023$2,356.00 (+4.29%)
2022$2,259.00 Homeowner's exemption$11,499 Land $1,499 Building $10,000$114,990 Land $14,990 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 308 Kenneth Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Kenneth Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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