404 Jay Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 404 Jay Dr, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Lot Size0.313 acres (13,667 sqft)
Owner2 Individual Names on Record
Last Sale$207,500 (Aug 2017)
Tax Bill$6,945 (2024)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-353-024

Property Details

APN / Parcel Number

Primary APN06-25-353-024

Exterior

Lot Area13,667 sqft (0.313 acres)

Location & Zoning

Street Address404 JAY DR
CityMOUNT VERNON
StateIL
Zip62864-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKELAND SUB PT III RESUB LTS 4 THRU 8 LOT 7
Legal SubdivisionLAKELAND SUB
Legal Lot Number7
JurisdictionJEFFERSON IL
Township / Civil DivisionSHILOH
Census Block Group3
Census Block3003
Census Tract50500

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 JAY DR, MOUNT VERNON, IL 62864-7005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2017 · Amount on Record
Deed SaleAug 10, 2017 · Amount on Record
Deed Document Number20173805
Prior Transfer DateOct 3, 2012
Prior Transfer Doc201205366
Record UpdatedSep 20, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateAug 10, 2017
Property Address404 JAY DR, MOUNT VERNON, IL 62864-7005
Document Number201703805
Instrument DateAug 4, 2017
Instrument201703805
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$311.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 JAY DR, MOUNT VERNON, IL 62864-7005

Mortgage

Document Number201703806
DateAug 10, 2017
Instrument201703806
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionShiloh Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,602 (+8%) Land $6,688 Building $88,914$286,806 (+8%) Land $20,064 Building $266,742
2024$6,945.00 (+0.3%)$88,521 (+2%) Land $6,193 Building $82,328$265,563 (+2%) Land $18,579 Building $246,984
2022$86,786 Land $6,072 Building $80,714$260,358 Land $18,216 Building $242,142
2021$6,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON
serves 15,793 people · EPA ID IL0810300
Water SourcePurchased surface water from REND LAKE INTER-CITY WATER SYSTEM
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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