Jefferson County property record for 402 Jay Dr, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.269 acres (11,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,500 (May 2015) |
| Tax Bill | $6,194 (2024) |
| Deeds & Mortgages | Nov 2019 Refinance Nov 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-353-025 |
| Primary APN | 06-25-353-025 |
|---|
| Lot Area | 11,717 sqft (0.269 acres) |
|---|
| Street Address | 402 JAY DR |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-7005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKELAND SUB PT III RESUB LTS 4 THRU 8 LOT 6 |
| Legal Subdivision | LAKELAND SUB |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | SHILOH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50500 |
Source: Jefferson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 JAY DR, MOUNT VERNON, IL 62864-7005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES NATIONAL BANK |
| Nov 8, 2019 | Deed, Transfer · Stand-Alone Refinance PEOPLES NATIONAL BANK |
| Nov 7, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Deed Document Number | 20152362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 402 JAY DR, MOUNT VERNON, IL 62864-7005 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201904710 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 201904710 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Nov 8, 2019 |
| Property Address | 402 JAY DR, MOUNT VERNON, IL 62864-7005 |
| Document Number | 201904709 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 201904709 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3901 S WATER TOWER PL APT 221, 221, MOUNT VERNON, IL 62864-6599 |
| Document Number | 201904710 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 201904710 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Recording Date | Nov 7, 2018 |
| Property Address | 402 JAY DR, MOUNT VERNON, IL 62864-7005 |
| Document Number | 201805074 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 201805074 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1852, LAS VEGAS, NV 89125-1852 |
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Shiloh Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,977 (+30.54%) Land $5,761 Building $80,216 | $257,931 (+30.54%) Land $17,283 Building $240,648 | |
| 2024 | $6,194.00 (+11.5%) | ||
| 2022 | $65,863 Land $5,229 Building $60,634 | $197,589 Land $15,687 Building $181,902 | |
| 2021 | $5,555.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON serves 15,793 people · EPA ID IL0810300 |
|---|---|
| Water Source | Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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